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ZIP 66008 · Bendena, KS · 177 residents · September 2026

Bendena 66008: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $239K, +10.1% over 12 months.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+35
Typical value$239K+10.1% over 12 months · Zillow, Aug 2026
Days on market—No reading this month · Realtor.com
Listings with a price cut—No reading this month · Realtor.com
Fair market rent$940/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings—No reading this month · Realtor.com
Sale-to-list—No Redfin sales figure for this ZIP
HavenScore63of 100

Higher than 96% of scored ZIPs

Affordability64
Growth62
Risk65
Momentum—
Livability56

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+32
  2. Apr 2026+51
  3. May 2026+51
  4. Jun 2026+48
  5. Jul 2026+41
  6. Aug 2026—no reading on record
  7. Sep 2026+35

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • Sale-to-list —No sale-to-list figure for this ZIP

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, September 2023.

Accelerating: prices +10.1% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$238,785Zillow ZHVI · Aug 2026
Median sale price$175,000Redfin · Sep 2023
Sale-to-list—Redfin · Sep 2023
Sold above list0.0%Redfin · Sep 2023

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown. A dash means Redfin has no closed-sale figure for the latest month.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2015, and how far it moved over each window.

1 year+10.1%
3 years+26.6%
5 years+44.9%
10 years+98.9%
From peak0.0%

Zillow Home Value Index · ZIP 66008 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $238,785 in August 2026, which is the latest value. Since January 2019 it is +91.7%. The sharpest 12-month move was −3.5%, ending March 2018.

Zillow's typical home value here, $239K in August 2026, is 17% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +10.1% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$137K
Middle tier$239K
Single-family$239K

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankKansas rank
1 year+10.1%+10.1%/yrTop 2% nationallyTop 1% in Kansas
3 years+26.6%+8.2%/yrTop 1% nationallyTop 1% in Kansas
5 years+44.9%+7.7%/yrTop 3% nationallyTop 2% in Kansas
10 years+98.9%+7.1%/yrTop 25% nationallyTop 21% in Kansas
Since 2015+118.9%+7.5%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$150K$175K$200K$225K$275K$249K202420252026$150K$175K$200K$225K$275K$249K202420252026
3 months$249K+4.5% · $241K–$259KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 5.0% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$1,92825% of the median household income here ($92,024)
Principal and interest$1,410
Property tax$285
Insurance$99
Mortgage insurance$134

Inside the 28% line lenders use for housing costs. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Fair market rent, 2 bedrooms$940
vs
Payment on a typical purchase$1,928

Buying costs $988 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$92,024Census ACS
Price to income2.6×long-run average 1.7×
Property tax1.43%statutory, state
Insurance—typical premium
Commute22 minmedian, one way
Walkability6 / 20EPA index
Hazard ratingRelatively ModerateFEMA NRI · wildfire 88 · flood 46
Population change−3.5% a year2018–2023, Census ACS
Median year built1938Census ACS
Owner-occupied94%Census ACS

Typical homes cost 2.6× the median household income here, against 3.3× in the median KS ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $92,024 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Moderatescore 61 of 100 · county median 66
Flood46 of 100county median 54
Wildfire88 of 100county median 88
Hurricane0 of 100county median 0

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 4 scored ZIPs in Doniphan County.

Everyday prices

Everyday prices in the St. Joseph metro run 14% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 45% below the U.S. average.

$75,000 at U.S.-average prices buys what $64,800 buys here.

Metro-level index, U.S. = 100 · 2024 · the St. Joseph metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income0%U.S. median ZIP 5%
Renters spending over 30% of income0%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

64

Growth

62

Risk

65

Momentum

—
Haven
See every input behind the five parts, with its value and source
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Livability

56
Walkability6 / 20EPA Smart Location DatabaseBelow-average walkability
Transit access—EPA Smart Location DatabaseNo transit data
Job density4 jobs per sq miCensus LODESFew jobs nearby

Nearby

3 scored Kansas ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listSeptember 2023
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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