ZIP 68816 · Archer, NE · 149 residents · September 2026
Archer 68816: sellers hold the leverage.
Sellers hold the leverage. Listings move fast and often over asking. Typical home value $319K, +7.2% over 12 months; listings take 3 days to sell against 60 in the median U.S. ZIP.
Market balanceSeptember 2026
In Mar 2026: +30
Higher than 19% of scored ZIPs
Five parts, weighted. How the score works →
The reading
Where the balance sits this month and what moved it.
Month by month, since the gauge began
- Mar 2026+30
- Apr 2026+66
- May 2026+66
- Jun 2026—no reading on record
- Jul 2026—no reading on record
- Aug 2026—no reading on record
- Sep 2026+66
Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →
What is pulling the needle
- 3 days on marketfaster than the U.S. median ZIP's 60 days
- 0% of listings cut pricefewer than the U.S. median ZIP's 20%
- Sale-to-list 98.8%homes close below asking · Redfin, Mar 2024
- 1 active listingsRealtor.com
Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, March 2024.
Accelerating: prices +7.2% over the trailing year, with the market leaning toward sellers.
Asking price vs sale price
Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.
Prices
Typical home value since 2021, and how far it moved over each window.
Zillow ZHVI peaked at $318,741 in April 2026, which is the latest value. The sharpest 12-month move was −2.1%, ending May 2023.
Zillow's typical home value here, $319K in August 2026, is 10% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +7.2% here and +2.8% in the median U.S. ZIP.
Price tiers and bedrooms
Zillow typical values by price tier, home type and bedrooms, March 2026.
How it ranks
Appreciation by window
| Window | Change | Per year | U.S. rank | Nebraska rank |
|---|---|---|---|---|
| 1 year | +7.2% | +7.2%/yr | Top 6% nationally | Top 3% in Nebraska |
| 3 years | +25.9% | +8.0%/yr | Top 2% nationally | Top 1% in Nebraska |
| 5 years | +41.4% | +7.2%/yr | Top 6% nationally | Top 3% in Nebraska |
| Since 2021 | +43.5% | +7.1%/yr | — | — |
Zillow ZHVI · rank among scored ZIPs
Payment
What a typical home here costs each month, against the typical income.
Monthly payment
$2,62753% of the median household income here ($59,438)Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.
Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.
Buying costs $1,497 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.
Price-to-income ladder
Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable
The place
What it costs to own here beyond the price, and what the neighborhood is like.
Typical homes cost 5.4× the median household income here, against 3.6× in the median NE ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $59,438 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).
Hazard ledger
FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 6 scored ZIPs in Merrick County.
Everyday prices
Everyday prices in the Grand Island metro run 13% below the U.S. average (BEA Regional Price Parities, 2024).
Rents in the index run 38% below the U.S. average.
$75,000 at U.S.-average prices buys what $65,000 buys here.
Metro-level index, U.S. = 100 · 2024 · the Grand Island metro, not this ZIP alone.
Housing cost burden
Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.
Behind the score
The inputs behind each of the five parts, against the U.S. median ZIP.
Livability
—Seller's report
A two-page brief for selling here: the market balance, recent signals and an illustrative net-proceeds estimate.
Nearby
4 scored Nebraska ZIPs within 12 miles; the ones below score within ten points and cost less.
Dots are Nebraska ZIP centers colored by market balance; the ring is 12 miles.
Sources and freshness
Every figure on this page, where it came from and when.
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