FairUpdated MAY 20, 2026

Pine Bluff, AR

ZIP 71601·Jefferson County·Pine Bluff, AR·13,981 residents·Median income $36,688·Buyer's Market

71601 · Pine Bluff, AR has a HavenScore of 57 — fair on affordability and fundamentals, per the score.

Compare
57
▼ -6 / 90d#3/10 in ARHavenScore
Rank

Ranked #2,838 of 13,130 nationally · #1,184 of 5,378 small market ZIPs

Switch perspective

Overall view active — Equal weight across affordability, growth, risk, momentum.

Sub-scores below recompute with these weights

Affordability
83/100
Growth
35/100
Risk
42/100
Momentum
54/100
Livability
44/100
Score · trailing 12 mo
63 → 57
-6 points
30-day
+2
90-day
-6
1-yr
-6

Snapshot

Numbers at a glance

Median price
$45,608
Typical home value
YoY change
-11.99%
12-mo trailing
Price-to-income
1.2×
healthy <4.0×
Est. monthly
$273
PITI · 20% · 6.51%
Active listings
44
current count
Days on market
48
median DOM
Vacancy
25.7%
Above-average
Owner-occupied
54%
of homes
Denial rate
32.9%
Above-average
Lending activity
784
originations
Net migration
+1.1%
net inflow
Income inflow
$34k
average
Walkability
4.7
Least walkable
Risk rating
Relatively High
FEMA NRI
Pro featurefrom $25/mo

The score has more to say about this ZIP.

The score's read on falling-market signals: foreclosure starts, price-cut velocity, and DOM acceleration.

?? / 100 · 🔒 ProDown 12.0% YoY · Selling below ask · Forecast continuing · Credit tightening
  • Distress score with severity rating
  • Underlying signal breakdown
  • Price trend and forecast context
  • Refreshed monthly
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Composition

Pillars behind the score

Affordability

35% of score
83/100
Price-to-income
Healthy under 4×·ACS · ZHVI
🔒 Haven
Property tax rate
Annual, as % of value·Tax Foundation 2024
🔒 Haven
Median income
Household·Census ACS
🔒 Haven

Growth momentum

25% of score
35/100
12-month price change
Trailing year·Zillow ZHVI
🔒 Haven
12-month rent change
Trailing year·Zillow ZORI
🔒 Haven
Population
Estimated residents·Census ACS
🔒 Haven

Market risk

20% of score
42/100
Overvaluation
vs fundamentals·HavenScore composite
🔒 Haven
Active listings
Raw count — lower is tighter supply·Realtor.com
🔒 Haven
Price cuts
Share of listings·Realtor.com
🔒 Haven

Momentum

20% of score
54/100
Days on market
Median listing age·Realtor.com
🔒 Haven
Buyer / seller gauge
Market balance·HavenScore composite
🔒 Haven
Demand dial
Composite demand signal·HavenScore composite
🔒 Haven

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Signals

What's driving this score

Top 6 of 14 signals
Tailwinds2
  • Affordable vs. income
    1.2× income — below the national median
  • Strong migration inflow
    +1.1% net — people moving in
Headwinds4
  • Declining prices
    -12.0% year-over-year
  • Elevated unemployment
    6.6% unemployment rate
  • Potentially overvalued
    24% above historical price-to-income
  • Widespread price cuts
    24% of listings cutting price
Buyer / seller gauge

Market conditions

Buyer's Market

Buyers hold the leverage. Listings sit longer and often close below asking. Sign in to save this ZIP and track how the score moves.

-47
Strong buyerBalancedStrong seller

Pulse

What's changed in the last 90 days

🔒 Haven
Rising

Median price

+7.6%$46k
🔒 Haven
Rising

Inventory

+7.3%44

Change vs. prior 90 days · arrow shows direction, not whether it’s good or bad

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Metrics

The raw numbers

Median Home Value

$45,608

▼ -11.99% YoY
Median Rent

—

Active Inventory

44

Days on Market

48 days

Price Cuts

+23.53%

Price-to-Income

1.2×

Median Income

$36,688

Population

13,981

Overvaluation

+24.00%

Trend

Where it's been

Historical Trends

Updated May 2026

🔒 Haven
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Forecast

Where it's heading

The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals.

Price Forecast

12-month projection · 80% calibrated interval

🔒 Haven
—————
Free · 3 mo  |  Haven · 12 mo →
3-month
🔒 Haven
6-month
🔒 Haven
12-month
🔒 Haven
12-month forecast + confidence intervals + AI-explained drivers unlock with Haven

Forecasts are the model’s projection, not a prediction. Actuals will differ.

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Payment

What you'd owe each month

Est. monthly payment
$273/ mo

20% down · 30-yr fixed · 6.51% · tax 0.62%

Principal$33
Interest$198
Property tax$24
Insurance$19
Rent vs buy

Rent data isn’t published for this ZIP, so we can’t compute a rent-vs-buy gap.

Decide

Run the numbers

Cost of ownership over time

Cumulative housing cost, interest paid, and equity built · 10% down · ZIP median income $36,688

1-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
5-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
30-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven

Equity assumes flat home value; real appreciation could push it higher · Rate 6.51%

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Haven featurefrom $8/mo

The score has more to say about this ZIP.

A list-timing recommendation for sellers — buyer/seller gauge, recent signals, and a polished PDF. Switch to Seller view to generate it.

Report sections · Haven

Buyer / Seller gauge🔒 Haven
Market state callout🔒 Haven
Recent direction in seller-relevant signals🔒 Haven
Net proceeds estimator🔒 Haven
Methodology summary🔒 Haven
  • List-timing recommendation
  • Metro and ZIP context
  • Polished PDF layout
  • Refreshed monthly
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Pro featurefrom $25/mo

The score has more to say about this ZIP.

A four-page editorial PDF: market summary, full pillar breakdown, 5-year history with forecast, alternatives, and a 30-year cost-of-ownership table.

HavenScore Report71601Market AnalysisGENERATED FOR PRO MEMBERS78PILLAR BREAKDOWNHAVENSCORE.APP · PRO REPORT🔒 Pro
  • Branded PDF with all metrics
  • Includes forecast + scorecards
  • Suitable for client presentations
  • Unlimited exports
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Comparable ZIPs

Same shape, lower entry

ZIPs the score groups near 71601 on Affordability and Growth — sorted by lowest median value.

ZIP 72390
Helena - West Helena
AR
51
$38,762-1.37%
ZIP 72342
Helena - West Helena
AR
50
$42,917-11.20%

Sources

Every number, traced

Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.

Zillow Research
Home values, rents, inventory, transactions
Realtor.com
Inventory, days on market, price-cut share
Redfin
Sale prices, transaction volume
US Census ACS
Income, population, vacancy, cost burden
Freddie Mac PMMS
Current 30-year fixed mortgage rates
FHFA HPI
Long-term price trends
HUD Small Area FMR
Per-ZIP fair market rents (rural fallback)
BEA & IRS
Personal income growth, net migration
Lending & accessibility
Lending and neighborhood-access signals

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