Skip to content
Reading for

ZIP 77547 · Galena Park, TX · 9,380 residents · September 2026

Galena Park 77547: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $157K, −2.9% over 12 months; listings take 104 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−23

In Mar 2026: −60

Typical value$157K−2.9% over 12 months · Zillow, Aug 2026
Days on market104 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut8%U.S. median ZIP 20% · Realtor.com
Fair market rent$1,320/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings22+10% vs a year ago · Realtor.com
Sale-to-list97.7%30% sold above list · Redfin, May 2026
HavenScore54of 100

Higher than 66% of scored ZIPs · #4,791 of 13,130 ZIPs with 5,000+ residents

Affordability56
Growth44
Risk53
Momentum63
Livability57

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026−60
  2. Apr 2026−52
  3. May 2026−52
  4. Jun 2026−54
  5. Jul 2026−42
  6. Aug 2026—no reading on record
  7. Sep 2026−23

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 104 days on marketslower than the U.S. median ZIP's 60 days
  • 8% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list 97.7%homes close below asking · Redfin, May 2026
  • 22 active listings+10% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Softening: prices −2.9% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$156,936Zillow ZHVI · Aug 2026
Median sale price$194,250Redfin · May 2026
Sale-to-list97.7%Redfin · May 2026
Sold above list30.0%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
Try Haven free for 14 days

Prices

Typical home value since 2000, and how far it moved over each window.

1 year−2.9%
3 years−12.3%
5 years+1.8%
10 years+78.7%
From peak−13.9%

Zillow Home Value Index · ZIP 77547 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
Try Haven free for 14 days

Zillow ZHVI peaked at $182,417 in May 2024; the latest value is −14.0% from that peak, 27 months on. Since January 2019 it is +42.2%. The sharpest 12-month move was −12.2%, ending November 2025.

Zillow's typical home value here, $157K in August 2026, is 46% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved −2.9% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$128K
Middle tier$157K
Top tier$201K
Single-family$157K
2 bedrooms$135K
3 bedrooms$165K

Starter homes here rose 13% in five years while top-tier homes rose 2% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 22% above 2-bedrooms (Zillow ZHVI by bedroom); the TX median premium is 40%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankTexas rank
1 year−2.9%−2.9%/yrHigher than 7% nationallyHigher than 23% in Texas
3 years−12.3%−4.3%/yrHigher than 2% nationallyHigher than 10% in Texas
5 years+1.8%+0.3%/yrHigher than 7% nationallyHigher than 20% in Texas
10 years+78.7%+6.0%/yrHigher than 47% nationallyHigher than 74% in Texas
Since 2000+156.7%+3.6%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
Try Haven free for 14 days
Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
Try Pro free for 14 days

Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$140K$160K$180K$200K$153K202420252026$140K$160K$180K$200K$153K202420252026
3 months$153K−2.5% · $147K–$163KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
Try Haven free for 14 days

A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value fall 1.4% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$1,43832% of the median household income here ($53,854)
Principal and interest$926
Property tax$220
Insurance$203
Mortgage insurance$88

Between the 28% and 36% lines lenders use. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $2,439 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$1,320
vs
Payment on a typical purchase$1,438

Buying costs $118 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,780 a month (FY 2026), against a typical 3-bedroom value of $165K (Zillow, August 2026) — a 12.9% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
Try Haven free for 14 days

The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$53,854Census ACS
Price to income2.9×long-run average 1.8×
Property tax1.68%statutory, state
Insurance$2,439/yrtypical premium
Commute26 minmedian, one way
Walkability7 / 20EPA index
Hazard ratingRelatively ModerateFEMA NRI · wildfire 24 · flood 89
Population change−1.3% a year2018–2023, Census ACS
Median year built1956Census ACS
Owner-occupied70%Census ACS

Typical homes cost 2.9× the median household income here, against 3.7× in the median TX ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $53,854 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Moderatescore 74 of 100 · county median 76
Flood89 of 100county median 83
Wildfire24 of 100county median 36
Hurricane91 of 100county median 90

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 130 scored ZIPs in Harris County.

Everyday prices

Everyday prices in the Houston metro run 1% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 5% above the U.S. average.

$75,000 at U.S.-average prices buys what $73,950 buys here.

Metro-level index, U.S. = 100 · 2024 · the Houston metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income4%U.S. median ZIP 5%
Renters spending over 30% of income47%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

56

Growth

44

Risk

53

Momentum

63
Haven
See every input behind the five parts, with its value and source
Try Haven free for 14 days

Livability

57
Walkability7 / 20EPA Smart Location DatabaseBelow-average walkability
Transit access—EPA Smart Location DatabaseNo transit data
Job density535 jobs per sq miCensus LODESModerate employment nearby

Nearby

48 scored Texas ZIPs within 12 miles; the ones below score within ten points and cost less.

Dots are Texas ZIP centers colored by market balance; the ring is 12 miles.

Sources and freshness

Every figure on this page, where it came from and when.

Take it with youTake the full report for this ZIP with you.ProTry Pro free for 14 days

Not subscribing? The report for ZIP 77547 is $19 once, no subscription. Haven is $12/mo while you hunt — cancel when you close.

ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

Get the HavenScore Weekly

The week's new HavenScore articles, weekly, Tuesdays. Saved ZIPs also get a monthly digest of what changed.

Optional — tells us which markets readers care about.

Free. Unsubscribe anytime.