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ZIP 77873 · Richards, TX · 1,179 residents · September 2026

Richards 77873: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $434K, +0.6% over 12 months; listings take 141 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−14

In Mar 2026: +12

Typical value$434K+0.6% over 12 months · Zillow, Aug 2026
Days on market141 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut0%U.S. median ZIP 20% · Realtor.com
Fair market rent$1,310/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings5+67% vs a year ago · Realtor.com
Sale-to-list93.5%0% sold above list · Redfin, Mar 2026
HavenScore40of 100

Higher than 10% of scored ZIPs

Affordability27
Growth54
Risk47
Momentum40
Livability40

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+12
  2. Apr 2026+4
  3. May 2026+2
  4. Jun 2026−2
  5. Jul 20260
  6. Aug 2026—no reading on record
  7. Sep 2026−14

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 141 days on marketslower than the U.S. median ZIP's 60 days
  • 0% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list 93.5%homes close below asking · Redfin, Mar 2026
  • 5 active listings+67% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, March 2026.

Cooling: prices +0.6% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$433,606Zillow ZHVI · Aug 2026
Median sale price$575,000Redfin · Mar 2026
Sale-to-list93.5%Redfin · Mar 2026
Sold above list0.0%Redfin · Mar 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2000, and how far it moved over each window.

1 year+0.6%
3 years+4.5%
5 years+17.3%
10 years+73.9%
From peak−1.4%

Zillow Home Value Index · ZIP 77873 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $442,524 in February 2026; the latest value is −2.0% from that peak, 6 months on. Since January 2019 it is +68.1%. The sharpest 12-month move was −2.7%, ending October 2023.

Zillow's typical home value here, $434K in August 2026, is 50% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +0.6% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$211K
Middle tier$434K
Top tier$811K
Single-family$434K

Starter homes here rose 13% in five years while top-tier homes rose 10% (Zillow ZHVI tiers) — the two ends of the market moved together.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankTexas rank
1 year+0.6%+0.6%/yrHigher than 33% nationallyHigher than 70% in Texas
3 years+4.5%+1.5%/yrHigher than 38% nationallyTop 14% in Texas
5 years+17.3%+3.2%/yrHigher than 34% nationallyTop 24% in Texas
10 years+73.9%+5.7%/yrHigher than 40% nationallyHigher than 67% in Texas
Since 2000+210.5%+4.4%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$360K$380K$400K$420K$440K$460K$430K202420252026$360K$380K$400K$420K$440K$460K$430K202420252026
3 months$430K−0.9% · $424K–$439KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 1.6% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$3,60455% of the median household income here ($77,976)
Principal and interest$2,560
Property tax$607
Insurance$193
Mortgage insurance$244

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $2,319 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$1,310
vs
Payment on a typical purchase$3,604

Buying costs $2,294 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$77,976Census ACS
Price to income5.6×long-run average 3.0×
Property tax1.68%statutory, state
Insurance$2,319/yrtypical premium
Commute34 minmedian, one way
Walkability3 / 20EPA index
Hazard ratingRelatively ModerateFEMA NRI · wildfire 88 · flood 36
Population change−1.6% a year2018–2023, Census ACS
Median year built1983Census ACS
Owner-occupied97%Census ACS

Typical homes cost 5.6× the median household income here, against 3.7× in the median TX ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $77,976 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Moderatescore 53 of 100 · county median 78
Flood36 of 100county median 68
Wildfire88 of 100county median 90
Hurricane83 of 100county median 85

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 4 scored ZIPs in Walker County.

Housing cost burden
Owners spending over 50% of income1%U.S. median ZIP 5%
Renters spending over 30% of income0%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

27

Growth

54

Risk

47

Momentum

40
Haven
See every input behind the five parts, with its value and source
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Livability

40
Walkability3 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density29 jobs per sq miCensus LODESFew jobs nearby

Nearby

1 scored Texas ZIP within 12 miles; the ones below score within ten points and cost less.

Dots are Texas ZIP centers colored by market balance; the ring is 12 miles.

No cheaper ZIP within ten points nearby.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMarch 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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