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ZIP 80817 · Fountain, CO · 31,101 residents · September 2026

Fountain 80817: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $389K, −0.8% over 12 months; listings take 55 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−35

In Mar 2026: −52

Typical value$389K−0.8% over 12 months · Zillow, Aug 2026
Days on market55 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut35%U.S. median ZIP 20% · Realtor.com
Typical rent$2,060/mo+5.4% over 12 months · Zillow, Aug 2026
Active listings160+22% vs a year ago · Realtor.com
Sale-to-list—No Redfin sales figure for this ZIP
HavenScore52of 100

Higher than 56% of scored ZIPs · #6,096 of 13,130 ZIPs with 5,000+ residents

Affordability56
Growth38
Risk59
Momentum62
Livability40

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026−52
  2. Apr 2026−21
  3. May 2026−21
  4. Jun 2026−39
  5. Jul 2026−39
  6. Aug 2026—no reading on record
  7. Sep 2026−35

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 55 days on marketfaster than the U.S. median ZIP's 60 days
  • 35% of listings cut pricemore than the U.S. median ZIP's 20%
  • Sale-to-list —No sale-to-list figure for this ZIP
  • 160 active listings+22% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Softening: prices −0.8% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$389,164Zillow ZHVI · Aug 2026
Median sale price—Redfin · May 2026
Sale-to-list—Redfin · May 2026
Sold above list31.7%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown. A dash means Redfin has no closed-sale figure for the latest month.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2000, and how far it moved over each window.

1 year−0.8%
3 years−2.7%
5 years+5.1%
10 years+80.7%
From peak−7.7%

Zillow Home Value Index · ZIP 80817 · monthly, through August 2026

The rent, listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $419,197 in July 2022; the latest value is −7.2% from that peak, 49 months on. Since January 2019 it is +46.4%. The sharpest 12-month move was −6.0%, ending June 2023.

Zillow's typical home value here, $389K in August 2026, is 35% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved −0.8% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$316K
Middle tier$389K
Top tier$459K
Single-family$390K
2 bedrooms$267K
3 bedrooms$371K

Starter homes here rose 6% in five years while top-tier homes rose 2% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 39% above 2-bedrooms (Zillow ZHVI by bedroom); the CO median premium is 36%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankColorado rank
1 year−0.8%−0.8%/yrHigher than 20% nationallyHigher than 63% in Colorado
3 years−2.7%−0.9%/yrHigher than 14% nationallyHigher than 48% in Colorado
5 years+5.1%+1.0%/yrHigher than 11% nationallyHigher than 38% in Colorado
10 years+80.7%+6.1%/yrHigher than 50% nationallyHigher than 65% in Colorado
Since 2000+177.7%+3.9%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$360K$400K$420K$378K202420252026$360K$400K$420K$378K202420252026
3 months$378K−2.8% · $371K–$387KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 0.1% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$2,90941% of the median household income here ($85,121)
Principal and interest$2,297
Property tax$178
Insurance$214
Mortgage insurance$219

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $2,569 a year (Treasury Federal Insurance Office).

Typical rent, monthly

The rent history for this ZIP is part of Haven.Monthly since January 2015.
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Typical rent$2,060
vs
Payment on a typical purchase$2,909

Buying costs $849 a month more than renting here before tax effects and maintenance; the gap is 41% of rent. Rents moved +5.4% over the year.

Home value change

Under these assumptions the cumulative cost of owning and renting cross in year 20.

Like for like: the HUD fair market rent for a 3-bedroom here is $2,700 a month (FY 2026), against a typical 3-bedroom value of $371K (Zillow, August 2026) — a 8.7% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Owning against renting, year by year Haven
The year-by-year cost of owning against renting is part of Haven.
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Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$85,121Census ACS
Price to income4.6×long-run average 2.8×
Property tax0.55%statutory, state
Insurance$2,569/yrtypical premium
Commute24 minmedian, one way
Walkability5 / 20EPA index
Hazard ratingRelatively HighFEMA NRI · wildfire 96 · flood 61
Population change+0.5% a year2018–2023, Census ACS
Median year built1998Census ACS
Owner-occupied73%Census ACS

Typical homes cost 4.6× the median household income here, against 5.6× in the median CO ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $85,121 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Highscore 48 of 100 · county median 57
Flood61 of 100county median 55
Wildfire96 of 100county median 96
Hurricane—no FEMA score for this ZIP

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 33 scored ZIPs in El Paso County.

Everyday prices

Everyday prices in the Colorado Springs metro run 1% above the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 16% above the U.S. average.

$75,000 at U.S.-average prices buys what $75,550 buys here.

Metro-level index, U.S. = 100 · 2024 · the Colorado Springs metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income7%U.S. median ZIP 5%
Renters spending over 30% of income61%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

56

Growth

38

Risk

59

Momentum

62
Haven
See every input behind the five parts, with its value and source
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Livability

40
Walkability5 / 20EPA Smart Location DatabaseLeast walkable
Transit access0.2 miEPA Smart Location DatabaseStop within a 5-minute walk
Job density51 jobs per sq miCensus LODESFew jobs nearby

Nearby

4 scored Colorado ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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