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ZIP 81642 · Meredith, CO · 12 residents · September 2026

Meredith 81642: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $787K, +9.5% over 12 months; listings take 84 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+37

In Mar 2026: +24

Typical value$787K+9.5% over 12 months · Zillow, Aug 2026
Days on market84 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut0%U.S. median ZIP 20% · Realtor.com
Fair market rent$2,160/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings1Realtor.com
Sale-to-list91.7%0% sold above list · Redfin, Jan 2022
HavenScore50of 100

Higher than 46% of scored ZIPs

Affordability—
Growth74
Risk38
Momentum27
Livability58

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+24
  2. Apr 2026+30
  3. May 2026+31
  4. Jun 2026+43
  5. Jul 2026+68
  6. Aug 2026—no reading on record
  7. Sep 2026+37

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 84 days on marketslower than the U.S. median ZIP's 60 days
  • 0% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list 91.7%homes close below asking · Redfin, Jan 2022
  • 1 active listingsRealtor.com

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, January 2022.

Accelerating: prices +9.5% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$787,330Zillow ZHVI · Aug 2026
Median sale price$1,215,000Redfin · Jan 2022
Sale-to-list91.7%Redfin · Jan 2022
Sold above list0.0%Redfin · Jan 2022

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2021, and how far it moved over each window.

1 year+9.5%
3 years+12.0%
5 years+31.7%
10 years—
From peak0.0%

Zillow Home Value Index · ZIP 81642 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $788,693 in July 2026; the latest value is −0.2% from that peak, 1 months on. The sharpest 12-month move was −0.9%, ending July 2025.

Zillow's typical home value here, $787K in August 2026, is 173% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +9.5% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Middle tier$787K
Top tier$1.5M
Single-family$787K

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankColorado rank
1 year+9.5%+9.5%/yrTop 3% nationallyTop 1% in Colorado
3 years+12.0%+3.9%/yrHigher than 71% nationallyTop 8% in Colorado
5 years+31.7%+5.7%/yrTop 23% nationallyTop 9% in Colorado
Since 2021+40.9%+6.4%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$650K$700K$750K$800K$850K$783K202420252026$650K$700K$750K$800K$850K$783K202420252026
3 months$783K−0.5% · $770K–$803KMedium confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 2.3% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$5,78097% of the U.S. median ZIP's household income ($71,388)
Principal and interest$4,648
Property tax$361
Insurance$328
Mortgage insurance$443

Above the 36% line lenders use for total debt. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Fair market rent, 2 bedrooms$2,160
vs
Payment on a typical purchase$5,780

Buying costs $3,620 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income—Census ACS
Price to income—long-run average —
Property tax0.55%statutory, state
Insurance—typical premium
Commute—median, one way
Walkability8 / 20EPA index
Hazard ratingVery HighFEMA NRI · wildfire 94 · flood 87
Population change—2018–2023, Census ACS
Median year built—Census ACS
Owner-occupied0%Census ACS
Hazard ledger
Overall riskVery Highscore 99 of 100 · county median 99
Flood87 of 100county median 87
Wildfire94 of 100county median 94
Hurricane—no FEMA score for this ZIP

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 5 scored ZIPs in Pitkin County.

Housing cost burden
Renters spending over 30% of income100%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

—

Growth

74

Risk

38

Momentum

27
Haven
See every input behind the five parts, with its value and source
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Livability

58
Walkability8 / 20EPA Smart Location DatabaseBelow-average walkability
Transit access—EPA Smart Location DatabaseNo transit data
Job density5 jobs per sq miCensus LODESFew jobs nearby

Nearby

2 scored Colorado ZIPs within 12 miles; the ones below score within ten points and cost less.

Dots are Colorado ZIP centers colored by market balance; the ring is 12 miles.

No cheaper ZIP within ten points nearby.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listJanuary 2022
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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