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ZIP 83825 · Dover, ID · 130 residents · September 2026

Dover 83825: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $772K, +2.3% over 12 months; listings take 87 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−19

In Mar 2026: +29

Typical value$772K+2.3% over 12 months · Zillow, Aug 2026
Days on market87 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut16%U.S. median ZIP 20% · Realtor.com
Fair market rent$1,340/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings21−13% vs a year ago · Realtor.com
Sale-to-list93.0%0% sold above list · Redfin, May 2026
HavenScore57of 100

Higher than 79% of scored ZIPs

Affordability—
Growth60
Risk46
Momentum60
Livability73

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+29
  2. Apr 2026−5
  3. May 2026−5
  4. Jun 2026+2
  5. Jul 2026−21
  6. Aug 2026—no reading on record
  7. Sep 2026−19

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 87 days on marketslower than the U.S. median ZIP's 60 days
  • 16% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list 93.0%homes close below asking · Redfin, May 2026
  • 21 active listings−13% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Cooling: prices +2.3% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$772,452Zillow ZHVI · Aug 2026
Median sale price$470,000Redfin · May 2026
Sale-to-list93.0%Redfin · May 2026
Sold above list0.0%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2017, and how far it moved over each window.

1 year+2.3%
3 years+4.0%
5 years+22.2%
10 years—
From peak−0.3%

Zillow Home Value Index · ZIP 83825 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $772,452 in August 2026, which is the latest value. Since January 2019 it is +84.2%. The sharpest 12-month move was −3.9%, ending May 2023.

Zillow's typical home value here, $772K in August 2026, is 168% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +2.3% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$572K
Middle tier$772K
Top tier$1.4M
Single-family$763K
2 bedrooms$675K
3 bedrooms$827K

Starter homes here rose 44% in five years while top-tier homes rose 34% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 22% above 2-bedrooms (Zillow ZHVI by bedroom); the ID median premium is 28%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankIdaho rank
1 year+2.3%+2.3%/yrHigher than 54% nationallyHigher than 47% in Idaho
3 years+4.0%+1.3%/yrHigher than 35% nationallyHigher than 23% in Idaho
5 years+22.2%+4.1%/yrHigher than 47% nationallyTop 15% in Idaho
Since 2017+96.2%+7.3%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$700K$750K$850K$805K202420252026$700K$750K$850K$805K202420252026
3 months$805K+4.2% · $776K–$838KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 2.6% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$5,54893% of the U.S. median ZIP's household income ($71,388)
Principal and interest$4,560
Property tax$431
Insurance$122
Mortgage insurance$435

Above the 36% line lenders use for total debt. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,468 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$1,340
vs
Payment on a typical purchase$5,548

Buying costs $4,208 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,860 a month (FY 2026), against a typical 3-bedroom value of $827K (Zillow, August 2026) — a 2.7% gross rent yield.

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income—Census ACS
Price to income—long-run average —
Property tax0.67%statutory, state
Insurance$1,468/yrtypical premium
Commute—median, one way
Walkability—EPA index
Hazard ratingRelatively HighFEMA NRI · wildfire 83 · flood 88
Population change−10.5% a year2018–2023, Census ACS
Median year built2007Census ACS
Owner-occupied87%Census ACS
Hazard ledger
Overall riskRelatively Highscore 82 of 100 · county median 95
Flood88 of 100county median 93
Wildfire83 of 100county median 89
Hurricane—no FEMA score for this ZIP

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 16 scored ZIPs in Bonner County.

Housing cost burden
Owners spending over 50% of income0%U.S. median ZIP 5%
Renters spending over 30% of income40%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

—

Growth

60

Risk

46

Momentum

60
Haven
See every input behind the five parts, with its value and source
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Livability

73
Walkability—EPA Smart Location Database
Transit access—EPA Smart Location DatabaseNo transit data
Job density169 jobs per sq miCensus LODESModerate employment nearby

Nearby

5 scored Idaho ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability—
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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