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ZIP 89415 · Hawthorne, NV · 3,357 residents · September 2026

Hawthorne 89415: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $132K, −8.4% over 12 months; listings take 132 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−37
Typical value$132K−8.4% over 12 months · Zillow, Aug 2026
Days on market132 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut11%U.S. median ZIP 20% · Realtor.com
Fair market rent$1,420/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings15−25% vs a year ago · Realtor.com
Sale-to-list—No Redfin sales figure for this ZIP
HavenScore56of 100

Higher than 75% of scored ZIPs

Affordability83
Growth28
Risk42
Momentum68
Livability31

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026−38
  2. Apr 2026−42
  3. May 2026−42
  4. Jun 2026−40
  5. Jul 2026−29
  6. Aug 2026—no reading on record
  7. Sep 2026−37

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 132 days on marketslower than the U.S. median ZIP's 60 days
  • 11% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list —No sale-to-list figure for this ZIP
  • 15 active listings−25% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin.

Softening: prices −8.4% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$132,128Zillow ZHVI · Aug 2026
Median sale price—Redfin
Sale-to-list—Redfin
Sold above list—Redfin

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown. A dash means Redfin has no closed-sale figure for the latest month.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2009, and how far it moved over each window.

1 year−8.4%
3 years−24.6%
5 years−24.3%
10 years+53.4%
From peak−32.7%

Zillow Home Value Index · ZIP 89415 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $194,473 in March 2022; the latest value is −32.1% from that peak, 53 months on. Since January 2019 it is +22.4%. The sharpest 12-month move was −18.6%, ending April 2024.

Zillow's typical home value here, $132K in August 2026, is 54% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved −8.4% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$64K
Middle tier$132K
Top tier$209K
Single-family$132K
2 bedrooms$124K
3 bedrooms$185K

Starter homes here fell 29% in five years while top-tier homes fell 3% (Zillow ZHVI tiers) — the top of the market outpaced the bottom.

3-bedroom homes here run 49% above 2-bedrooms (Zillow ZHVI by bedroom); the NV median premium is 40%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankNevada rank
1 year−8.4%−8.4%/yrHigher than 1% nationallyHigher than 1% in Nevada
3 years−24.6%−9.0%/yrHigher than 1% nationallyHigher than 1% in Nevada
5 years−24.3%−5.4%/yrHigher than 1% nationallyHigher than 1% in Nevada
10 years+53.4%+4.4%/yrHigher than 16% nationallyHigher than 1% in Nevada
Since 2009+29.4%+1.5%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$120K$160K$180K$142K202420252026$120K$160K$180K$142K202420252026
3 months$142K+7.1% · $132K–$152KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$99623% of the median household income here ($52,264)
Principal and interest$780
Property tax$65
Insurance$76
Mortgage insurance$74

Inside the 28% line lenders use for housing costs. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $918 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$1,420
vs
Payment on a typical purchase$996

Buying costs $424 a month less than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $1,970 a month (FY 2026), against a typical 3-bedroom value of $185K (Zillow, August 2026) — a 12.7% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$52,264Census ACS
Price to income2.5×long-run average 2.3×
Property tax0.59%statutory, state
Insurance$918/yrtypical premium
Commute16 minmedian, one way
Walkability5 / 20EPA index
Hazard ratingRelatively HighFEMA NRI · wildfire 71 · flood 68
Population change+1.6% a year2018–2023, Census ACS
Median year built1971Census ACS
Owner-occupied74%Census ACS

Typical homes cost 2.5× the median household income here, against 5.5× in the median NV ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $52,264 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Highscore 77 of 100 · county median 77
Flood68 of 100county median 68
Wildfire71 of 100county median 71
Hurricane—no FEMA score for this ZIP

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 1 scored ZIPs in Mineral County.

Housing cost burden
Owners spending over 50% of income7%U.S. median ZIP 5%
Renters spending over 30% of income34%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

83

Growth

28

Risk

42

Momentum

68
Haven
See every input behind the five parts, with its value and source
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Livability

31
Walkability5 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density1 jobs per sq miCensus LODESFew jobs nearby

Nearby

No other scored Nevada ZIP within 12 miles.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above list—
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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