CautiousUpdated SEP 1, 2026

Inglewood, CA

ZIP 90304· Los Angeles County· Los Angeles-Long Beach-Anaheim, CA· 26,215 residents· Median income $63,317· Leaning Buyer

90304 · Inglewood, CA has a HavenScore of 34 — market conditions — inventory, days on market, price cuts — currently favor sellers.

At the ZIP's typical value, the estimated monthly payment takes 84% of the local median income (Zillow, US Census ACS) and runs $1,463 a month more than the median rent (Zillow ZORI). The buyer/seller gauge leans narrowly toward buyers, and has for 4 months. Typical values were flat over the last 90 days (Zillow ZHVI). The cautious band reflects the longer-run affordability and risk picture; the buyer lean is the near-term negotiating climate, and the two can differ.

Saved ZIPs on Haven get an email when the score moves 5+ points as monthly data lands, when the market gauge flips between buyers and sellers, when its valuation read moves against the model value, or when distress jumps in a week.

Zillow ZHVI peaked at $783,900 in Dec 2024; the latest value is -3.8% from that peak, 19 months on. Since January 2019 it is +36.4%. The sharpest 12-month move was -4.9%, ending Nov 2025.

Median price
$753,885
+3.19% past 12 mo
Est. monthly payment
$4,430/ mo
20% down · 30-yr fixed · 6.71% · incl. tax + insurance
31
HavenScore: higher than 1% of scored ZIPs.
0 / 90d#296/360 in CABuyer Score
Rank

Ranked #12,937 of 13,130 nationally · #6,663 of 6,756 mid-size ZIPs

Switch perspective

Buyer view active — Leans harder on affordability and downside risk.

Score inputs below recompute for this view

Affordability
28/100
Growth
44/100
Risk
30/100
Momentum
25/100
Livability
58/100
Score · trailing 12 mo
2734
+7 points
30-day
+1
90-day
0
1-yr
+7

Snapshot

Numbers at a glance, with a year of history under each

Median price
$753,885
up+3.2% 12 mo
Typical home value across the middle tier of homes here — a smoothed Zillow index, steadier than individual sale prices.
Median price: higher than 88% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is $753,885.
Median rent
$2,967
down-0.8% 12 mo
Typical monthly rent (Zillow ZORI, with HUD fair-market rent filling in for smaller markets).
Median rent: higher than 89% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is $2,967.
Price-to-income
11.9×
Median home value divided by median household income. Under 4× has historically been comfortable; over 5× stretches most budgets.
Price-to-income: higher than 97% of scored ZIPs.
Est. monthly payment
$4,430
At the median value with 20% down, a 30-year fixed at 6.71%, plus property tax and insurance.
Est. monthly payment: higher than 95% of scored ZIPs.
Active listings
12
Homes listed for sale right now (Realtor.com). Rising inventory usually favors buyers; falling inventory favors sellers.
Active listings: higher than 9% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is 12.
Days on market
39
How long the typical listing sits before going under contract. Shorter means a tighter market; longer means more room to negotiate.
Days on market: higher than 25% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is 39.
Price cuts
+25.00%
Share of active listings that have lowered their asking price. Rising cuts usually precede softening values.
Twelve-month trend shown as a sparkline; the newest value is +25.00%.
Median income
$63,317
Median household income here, from the latest US Census American Community Survey.
Population
26,215
Current resident estimate. Growth is a demand tailwind; decline is a structural risk.
Twelve-month trend shown as a sparkline; the newest value is 26,215.
Overvaluation
+79.91%
How far today's values sit above the long-run price trend. Positive means stretched; negative means discounted versus trend.
Vacancy
5.5%
Below-average. Share of housing units that are vacant in this ZIP, from the latest US Census ACS 5-year tables.
Owner-occupied
29%
of homes. Share of occupied housing units owned by their occupants (vs. rented), from the US Census ACS.
Denial rate
30.1%
Above-average. Share of mortgage applications denied in this ZIP, from the latest CFPB / FFIEC HMDA disclosures.
Lending activity
82,548
originations. Mortgage originations recorded in this ZIP in the most recent HMDA reporting year. Higher counts = more active lending market.
Net migration
-6.5%
net outflow. Net migration as a share of population, from IRS SOI county-to-county migration data. Positive = more people moving in than out.
Income inflow
$62k
average. Average gross income of households moving INTO this ZIP, from IRS SOI data. Higher = ZIP attracting higher-income households.

Place

What it is like to live here, and what could flood or burn

Place profile
WalkabilityAbove-average walkability
EPA index 13.7 of 20 · EPA Smart Location Database · Jun 2021 · above 88% of scored ZIPs
Transit accessStop within a 5-minute walk
255 m to the nearest stop · EPA Smart Location Database · Jun 2021 · above 92% of scored ZIPs
Typical commuteLonger commute than typical
26 minutes one way · US median ZIP 22 · US Census ACS · above 23% of scored ZIPs
Jobs nearbyDense employment nearby
2,513 jobs per sq mi · US Census LODES · above 87% of scored ZIPs
Physical riskVery High (FEMA)
FEMA National Risk Index composite · Dec 2025 release · above 21% of scored ZIPs

Bands are each source’s own · tick marks the national median ZIP · not blended into the score

Hazard ledger · FEMA National Risk Index

Tract-level rolled up to ZIP · not a property-level rating · no future-year projection · refreshed annually (Dec 2025 release) · county tick = median of 274 scored ZIPs in Los Angeles County

Everyday prices · BEA Regional Price Parities

Everyday prices in the Los Angeles metro run 14% above the US average (BEA Regional Price Parities, 2024).

Rents in the index run 70% above the US average.

$75,000 at US-average prices buys what $85,150 buys here.

Metro-level index, US = 100 · 2024 · the Los Angeles metro, not this ZIP alone

Housing cost burden · US Census ACS
Owners spending over 50% of income16%
US median ZIP 6%
Renters spending over 30% of income55%
US median ZIP 45%

What drives the score

Five pillars, each scored 0–100

Affordability

28/100

Growth momentum

44/100

Market risk

30/100

Momentum

25/100

Livability

58/100
Walkability
1–20 index · June 2021 vintage·EPA Smart Location Database
13.7
Transit access
Ranked against every scored ZIP·EPA Smart Location Database
254.7
Job density
Jobs per square mile, ranked against every scored ZIP·US Census LODES
2,513.4

See every input behind the pillars, with its value and source

Inside: Affordability: Price-to-income, Property tax rate, Median income · Growth momentum: 12-month price change, 12-month rent change, Population · Market risk: Overvaluation, Active listings, Price cuts · Momentum: Days on market, Buyer / seller gauge, Demand dial

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Market signals

Tailwinds and headwinds right now

Top 5 of 14 signals
Tailwinds1
  • Strong price appreciation
    +3.2% year-over-year
Headwinds4
  • High price-to-income
    11.9× income — well above the national median
  • Population outflow
    -6.5% net — people leaving
  • Potentially overvalued
    80% above historical price-to-income
  • Widespread price cuts
    25% of listings cutting price
Buyer / seller gauge

Market conditions

Leaning Buyer

Conditions are easing in buyers' favor. The score reads more negotiation room than balanced.

-12
Strong buyerBalancedStrong seller
Trend
Stable
Gauge since Mar 2026Leaning Buyer now

Cycle read. Cooling: prices +3.2% over the trailing year, with the market leaning toward buyers.

Asking vs closed
Typical value (index)
$753,885
Zillow ZHVI · Sep 2026
Median sale price
$785,000
Redfin · Sep 2026
Sale-to-list
98.3%
Redfin · Sep 2026
Sold above list
44.4%
Redfin · Sep 2026

The Zillow figure is a smoothed index of typical value, not a list price; the Redfin figures are closed sales for the month shown.

Momentum check

What's changed in the last 90 days

🔒 Haven
Locked

Median price

🔒 Haven
Locked

Inventory

🔒 Haven
Locked

Days on market

Change vs. prior 90 days · arrow shows direction, not whether it’s good or bad

Pulse signals unlock with Haven, plus a one-line market interpretation.

The 90-day numbers behind each tile open with Haven

Trend

Where it's been

Peak
$783,900
Dec 2024
From peak
-3.8%
19 mo ago
Since Jan 2019
+36.4%
Worst 12 mo
-4.9%
to Nov 2025
Best 12 mo
+32.2%
since 2018

Zillow ZHVI peaked at $783,900 in Dec 2024; the latest value is -3.8% from that peak, 19 months on. Since January 2019 it is +36.4%. The sharpest 12-month move was -4.9%, ending Nov 2025.

Cycle position — prices vs the model’s value estimate and the payment’s share of income vs five years ago — opens with Pro

Appreciation by window

Zillow ZHVI · rank among scored ZIPs
WindowChangePer yearUS rankCalifornia rank
1 yearup+3.2%+3.2%/yrHigher than 66% nationallyTop 16% in California
3 yearsup+4.8%+1.6%/yrHigher than 27% nationallyHigher than 33% in California
5 yearsup+14.3%+2.7%/yrHigher than 18% nationallyHigher than 38% in California
10 yearsup+102.1%+7.3%/yrHigher than 70% nationallyTop 14% in California
Since 2000up+381.1%+6.1%/yr

Starter homes vs the top tier

Zillow ZHVI tiers · Jul 2026
Bottom third (starter homes)
$634,720
up+28% 5Yup+152% 10Y
Middle third
$753,885
up+14% 5Yup+102% 10Y
Top third
$972,971
up+5% 5Yup+68% 10Y

Starter homes here rose 28% in five years while top-tier homes rose 5% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 14% above 2-bedrooms (Zillow ZHVI by bedroom); the CA median premium is 35%.

The historical reading — which months run highest and lowest here — opens with Haven

Rent, inventory, days on market, Zillow’s market heat, the % view and state and US reference lines open with Haven

Forecast

Where it's heading

The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals; Pro adds 24- and 36-month horizons.

Price Forecast

3-month projection · 80% range

🔒 Haven
3-month shown  |  6 & 12 months with Haven →
3-month
$748,532
-0.7%
80% range $736.2K$764.6K
6-month
🔒 Haven
12-month
🔒 Haven

Of the 3-month ranges we published since December 2025, 60% contained the actual price. Track record →

6- and 12-month projections, their 80% ranges, and what moves the forecast unlock with Haven.

Zillow's own published forecast has this ZIP's typical value rise 1.3% over the twelve months from July 2026 (Zillow Home Value Forecast).

Forecasts are the model’s projection, not a prediction. Actuals will differ.

See the 6- and 12-month price ranges for this ZIP and what moves the forecast

Haven · 14-day free trial · then from $8/mo

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Monthly cost

What you'd owe each month

Est. monthly payment
$4,430/ mo

20% down · 30-yr fixed · 6.71% · tax 0.71%

Principal$523
Interest$3,372
Property tax$446
Insurance$88
Rent vs buy
Median rent
$2,967
/ mo
Own (payment)
$4,430
/ mo
Monthly gap
+$1,463owning costs more each month

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,056 a year (Treasury Federal Insurance Office).

Payment share of income

84%of the ZIP’s median income at the median value ($4,430/mo against $63,317 · Zillow, Freddie Mac PMMS, US Census ACS). Your own marker appears once you set an income or price in the calculator below.

Price-to-income · ZIP vs state vs US

Median home value ÷ median household income · Zillow ZHVI, US Census ACS · under 4× has historically been comfortable

Run the numbers

Your price, rate, down payment and income

Like for like: a 3-bedroom here rents for about $2,650 a month (HUD Small Area Fair Market Rent, FY2026) against a typical 3-bedroom value of $789k (Zillow ZHVI by bedroom) — a 4.0% gross rent yield.

Cost of ownership over time

Cumulative housing cost, interest paid, and equity built · 20% down · ZIP median income $63,317

See the 1-, 5-, and 30-year cost of owning here

Inside: Total housing cost · Interest paid · Principal paid · Equity built

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Equity assumes flat home value; real appreciation could push it higher · Rate 6.71%

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Comparable ZIPs

Same shape, lower entry

ZIPs the score groups near 90304 on Affordability and Growth — sorted by lowest median value. Each tile names what the lower price trades: commute (ACS), walkability band (EPA) and hazard rating (FEMA).

Sources

Every number, traced

Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.

Zillow Research
Home values, rents, inventory, transactions
Realtor.com
Inventory, days on market, price-cut share
Redfin
Sale prices, transaction volume
US Census ACS
Income, population, vacancy, cost burden
Freddie Mac PMMS
Current 30-year fixed mortgage rates
FHFA HPI
Long-term price trends
HUD Small Area FMR
Per-ZIP fair market rents (rural fallback)
BEA & IRS
Personal income growth, net migration
Lending & accessibility
Lending and neighborhood-access signals
Research the restNo crime or school rating here — why. The primary sources:GreatSchoolsNCES School SearchFBI Crime Data Explorer

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