CautiousUpdated MAY 20, 2026

Los Angeles, CA

ZIP 91405·Los Angeles County·Los Angeles-Long Beach-Anaheim, CA·54,887 residents·Median income $61,207·Leaning Buyer

91405 · Los Angeles, CA has a HavenScore of 32 — cautious on affordability and fundamentals, per the score.

Compare
32
▲ +4 / 90d#343/360 in CAHavenScore
Rank

Ranked #13,054 of 13,130 nationally · #991 of 996 large market ZIPs

Switch perspective

Overall view active — Equal weight across affordability, growth, risk, momentum.

Sub-scores below recompute with these weights

Affordability
20/100
Growth
38/100
Risk
27/100
Momentum
39/100
Livability
64/100
Score · trailing 12 mo
28 → 32
+4 points
30-day
+4
90-day
+4
1-yr
+4

Snapshot

Numbers at a glance

Median price
$829,786
Typical home value
YoY change
+0.17%
12-mo trailing
Price-to-income
13.6×
healthy <4.0×
Est. monthly
$5,037
PITI · 20% · 6.51%
Active listings
40
current count
Days on market
47
median DOM
Vacancy
5.5%
Below-average
Owner-occupied
27%
of homes
Denial rate
30.1%
Above-average
Lending activity
82,548
originations
Net migration
-6.5%
net outflow
Income inflow
$62k
average
Walkability
14.2
Above-average
Risk rating
Relatively High
FEMA NRI

Composition

Pillars behind the score

Affordability

35% of score
20/100
Price-to-income
Healthy under 4×·ACS · ZHVI
🔒 Haven
Property tax rate
Annual, as % of value·Tax Foundation 2024
🔒 Haven
Median income
Household·Census ACS
🔒 Haven

Growth momentum

25% of score
38/100
12-month price change
Trailing year·Zillow ZHVI
🔒 Haven
12-month rent change
Trailing year·Zillow ZORI
🔒 Haven
Population
Estimated residents·Census ACS
🔒 Haven

Market risk

20% of score
27/100
Overvaluation
vs fundamentals·HavenScore composite
🔒 Haven
Active listings
Raw count — lower is tighter supply·Realtor.com
🔒 Haven
Price cuts
Share of listings·Realtor.com
🔒 Haven

Momentum

20% of score
39/100
Days on market
Median listing age·Realtor.com
🔒 Haven
Buyer / seller gauge
Market balance·HavenScore composite
🔒 Haven
Demand dial
Composite demand signal·HavenScore composite
🔒 Haven

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Signals

What's driving this score

Top 3 of 14 signals
Tailwinds0
—
Headwinds3
  • High price-to-income
    13.6× income — well above the national median
  • Population outflow
    -6.5% net — people leaving
  • Potentially overvalued
    96% above historical price-to-income
Buyer / seller gauge

Market conditions

Leaning Buyer

Conditions easing in buyers' favor. Sign in to save this ZIP and track how the score moves.

-25
Strong buyerBalancedStrong seller

Pulse

What's changed in the last 90 days

🔒 Haven
Steady

Median price

0.7%$830k
🔒 Haven
Falling

Inventory

−28.6%40

Change vs. prior 90 days · arrow shows direction, not whether it’s good or bad

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Metrics

The raw numbers

Median Home Value

$829,786

▲ +0.17% YoY
Median Rent

$2,456

▲ +0.82% YoY
Active Inventory

40

Days on Market

47 days

Price Cuts

+10.71%

Price-to-Income

13.6×

Median Income

$61,207

Population

54,887

Overvaluation

+96.24%

Trend

Where it's been

Historical Trends

Updated May 2026

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Forecast

Where it's heading

The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals.

Price Forecast

12-month projection · 80% calibrated interval

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—————
Free · 3 mo  |  Haven · 12 mo →
3-month
🔒 Haven
6-month
🔒 Haven
12-month
🔒 Haven
12-month forecast + confidence intervals + AI-explained drivers unlock with Haven

Forecasts are the model’s projection, not a prediction. Actuals will differ.

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Payment

What you'd owe each month

Est. monthly payment
$5,037/ mo

20% down · 30-yr fixed · 6.51% · tax 0.71%

Principal$599
Interest$3,601
Property tax$491
Insurance$346
Rent vs buy
Median rent
$2,456
/ mo
Own (PITI)
$5,037
/ mo
Monthly gap
+$2,581owning costs more each month

Decide

Run the numbers

Cost of ownership over time

Cumulative housing cost, interest paid, and equity built · 10% down · ZIP median income $61,207

1-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
5-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven
30-year
Total housing cost
🔒 Haven
Interest paid
🔒 Haven
Principal paid
🔒 Haven
Equity built
🔒 Haven

Equity assumes flat home value; real appreciation could push it higher · Rate 6.51%

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Haven featurefrom $8/mo

The score has more to say about this ZIP.

A list-timing recommendation for sellers — buyer/seller gauge, recent signals, and a polished PDF. Switch to Seller view to generate it.

Report sections · Haven

Buyer / Seller gauge🔒 Haven
Market state callout🔒 Haven
Recent direction in seller-relevant signals🔒 Haven
Net proceeds estimator🔒 Haven
Methodology summary🔒 Haven
  • List-timing recommendation
  • Metro and ZIP context
  • Polished PDF layout
  • Refreshed monthly
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Pro featurefrom $25/mo

The score has more to say about this ZIP.

A four-page editorial PDF: market summary, full pillar breakdown, 5-year history with forecast, alternatives, and a 30-year cost-of-ownership table.

HavenScore Report91405Market AnalysisGENERATED FOR PRO MEMBERS78PILLAR BREAKDOWNHAVENSCORE.APP · PRO REPORT🔒 Pro
  • Branded PDF with all metrics
  • Includes forecast + scorecards
  • Suitable for client presentations
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Comparable ZIPs

Same shape, lower entry

ZIPs the score groups near 91405 on Affordability and Growth — sorted by lowest median value.

ZIP 93591
Palmdale
CA
36
$386,321-0.91%
ZIP 93534
Lancaster
CA
39
$417,051-2.12%
ZIP 93544
Llano
CA
38
$420,258-1.22%
ZIP 93535
Lancaster
CA
41
$429,831-2.31%

Sources

Every number, traced

Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.

Zillow Research
Home values, rents, inventory, transactions
Realtor.com
Inventory, days on market, price-cut share
Redfin
Sale prices, transaction volume
US Census ACS
Income, population, vacancy, cost burden
Freddie Mac PMMS
Current 30-year fixed mortgage rates
FHFA HPI
Long-term price trends
HUD Small Area FMR
Per-ZIP fair market rents (rural fallback)
BEA & IRS
Personal income growth, net migration
Lending & accessibility
Lending and neighborhood-access signals

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