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ZIP 92617 · Irvine, CA · 22,172 residents · September 2026

Irvine 92617: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $826K, −1.0% over 12 months.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−33

In Mar 2026: −29

Typical value$826K−1.0% over 12 months · Zillow, Aug 2026
Days on market—No reading this month · Realtor.com
Listings with a price cut—No reading this month · Realtor.com
Fair market rent$2,620/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings—No reading this month · Realtor.com
Sale-to-list100.0%0% sold above list · Redfin, Aug 2025
HavenScore35of 100

Higher than 3% of scored ZIPs · #12,869 of 13,130 ZIPs with 5,000+ residents

Affordability20
Growth43
Risk36
Momentum—
Livability79

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026−29
  2. Apr 2026−30
  3. May 2026−29
  4. Jun 2026−40
  5. Jul 2026−42
  6. Aug 2026—no reading on record
  7. Sep 2026−33

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • Sale-to-list 100.0%homes close at asking · Redfin, Aug 2025

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, August 2025.

Softening: prices −1.0% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$825,512Zillow ZHVI · Aug 2026
Median sale price$934,990Redfin · Aug 2025
Sale-to-list100.0%Redfin · Aug 2025
Sold above list0.0%Redfin · Aug 2025

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2019, and how far it moved over each window.

1 year−1.0%
3 years+7.3%
5 years+28.3%
10 years—
From peak−5.3%

Zillow Home Value Index · ZIP 92617 · monthly, through August 2026

The market heat series on this chart is part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $894,610 in February 2025; the latest value is −7.7% from that peak, 18 months on. The sharpest 12-month move was −5.5%, ending January 2026.

Zillow's typical home value here, $826K in August 2026, is 186% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved −1.0% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$598K
Middle tier$826K
Top tier$1.0M
Single-family$826K
2 bedrooms$415K
3 bedrooms$730K

Starter homes here rose 35% in five years while top-tier homes rose 23% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

3-bedroom homes here run 76% above 2-bedrooms (Zillow ZHVI by bedroom); the CA median premium is 35%.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankCalifornia rank
1 year−1.0%−1.0%/yrHigher than 18% nationallyHigher than 19% in California
3 years+7.3%+2.4%/yrHigher than 50% nationallyHigher than 69% in California
5 years+28.3%+5.1%/yrHigher than 66% nationallyTop 12% in California
Since 2019+43.9%+5.0%/yr——

Zillow ZHVI · rank among scored ZIPs

Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$750K$850K$900K$950K$796K202420252026$750K$850K$900K$950K$796K202420252026
3 months$796K−3.6% · $771K–$837KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 2.3% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$5,97089% of the median household income here ($80,167)
Principal and interest$4,873
Property tax$488
Insurance$144
Mortgage insurance$464

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $1,733 a year (Treasury Federal Insurance Office).

Fair market rent, 2 bedrooms$2,620
vs
Payment on a typical purchase$5,970

Buying costs $3,350 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Like for like: the HUD fair market rent for a 3-bedroom here is $3,540 a month (FY 2026), against a typical 3-bedroom value of $730K (Zillow, August 2026) — a 5.8% gross rent yield.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$80,167Census ACS
Price to income10.3×long-run average 9.1×
Property tax0.71%statutory, state
Insurance$1,733/yrtypical premium
Commute14 minmedian, one way
Walkability14 / 20EPA index
Hazard ratingVery HighFEMA NRI · wildfire 85 · flood 99
Population change+6.0% a year2018–2023, Census ACS
Median year built1998Census ACS
Owner-occupied32%Census ACS

Typical homes cost 10.3× the median household income here, against 8.1× in the median CA ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $80,167 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskVery Highscore 99 of 100 · county median 84
Flood99 of 100county median 86
Wildfire85 of 100county median 27
Hurricane0 of 100county median 0

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 86 scored ZIPs in Orange County.

Everyday prices

Everyday prices in the Los Angeles metro run 14% above the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 70% above the U.S. average.

$75,000 at U.S.-average prices buys what $85,150 buys here.

Metro-level index, U.S. = 100 · 2024 · the Los Angeles metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income3%U.S. median ZIP 5%
Renters spending over 30% of income61%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

20

Growth

43

Risk

36

Momentum

—
Haven
See every input behind the five parts, with its value and source
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Livability

79
Walkability14 / 20EPA Smart Location DatabaseAbove-average walkability
Transit access0.4 miEPA Smart Location DatabaseStop within a 10-minute walk
Job density10,455 jobs per sq miCensus LODESDense employment nearby

Nearby

46 scored California ZIPs within 12 miles; the ones below score within ten points and cost less.

Dots are California ZIP centers colored by market balance; the ring is 12 miles.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listAugust 2025
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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