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Reading for

ZIP 98206 · Everett, WA · September 2026

Everett 98206: the market leans toward buyers.

Conditions easing in buyers' favor. Typical home value $565K, +1.4% over 12 months; listings take 93 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning buyer−22

In Mar 2026: +6

Typical value$565K+1.4% over 12 months · Zillow, Aug 2026
Days on market93 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut9%U.S. median ZIP 20% · Realtor.com
Fair market rent$2,320/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings21+91% vs a year ago · Realtor.com
Sale-to-list—No Redfin sales figure for this ZIP
HavenScore41of 100

Higher than 13% of scored ZIPs

Affordability—
Growth40
Risk40
Momentum44
Livability—

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+6
  2. Apr 2026−6
  3. May 2026−7
  4. Jun 2026−8
  5. Jul 2026−7
  6. Aug 2026—no reading on record
  7. Sep 2026−22

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 93 days on marketslower than the U.S. median ZIP's 60 days
  • 9% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list —No sale-to-list figure for this ZIP
  • 21 active listings+91% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin.

Cooling: prices +1.4% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$564,913Zillow ZHVI · Aug 2026
Median sale price—Redfin
Sale-to-list—Redfin
Sold above list—Redfin

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown. A dash means Redfin has no closed-sale figure for the latest month.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2000, and how far it moved over each window.

1 year+1.4%
3 years+7.9%
5 years+15.3%
10 years+79.4%
From peak−2.5%

Zillow Home Value Index · ZIP 98206 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $564,913 in August 2026, which is the latest value. Since January 2019 it is +68.7%. The sharpest 12-month move was −8.9%, ending May 2023.

Zillow's typical home value here, $565K in August 2026, is 96% above the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +1.4% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$415K
Middle tier$565K
Top tier$754K
Single-family$566K

Starter homes here rose 35% in five years while top-tier homes rose 14% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankWashington rank
1 year+1.4%+1.4%/yrHigher than 43% nationallyTop 9% in Washington
3 years+7.9%+2.6%/yrHigher than 53% nationallyTop 4% in Washington
5 years+15.3%+2.9%/yrHigher than 29% nationallyTop 24% in Washington
10 years+79.4%+6.0%/yrHigher than 48% nationallyHigher than 14% in Washington
Since 2000+236.2%+4.7%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$450K$500K$550K$650K$599K202420252026$450K$500K$550K$650K$599K202420252026
3 months$599K+6.1% · $572K–$629KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value fall 0.2% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$4,29872% of the U.S. median ZIP's household income ($71,388)
Principal and interest$3,335
Property tax$410
Insurance$235
Mortgage insurance$318

Above the 36% line lenders use for total debt. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Fair market rent, 2 bedrooms$2,320
vs
Payment on a typical purchase$4,298

Buying costs $1,978 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income—Census ACS
Price to income—long-run average —
Property tax0.87%statutory, state
Insurance—typical premium
Commute—median, one way
Walkability—EPA index
Hazard rating—FEMA NRI · wildfire — · flood —
Population change—2018–2023, Census ACS
Median year built—Census ACS
Owner-occupied—Census ACS
Everyday prices

Everyday prices in the Seattle metro run 11% above the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 51% above the U.S. average.

$75,000 at U.S.-average prices buys what $83,350 buys here.

Metro-level index, U.S. = 100 · 2024 · the Seattle metro, not this ZIP alone.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

—

Growth

40

Risk

40

Momentum

44
Haven
See every input behind the five parts, with its value and source
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Livability

—
Walkability—EPA Smart Location Database
Transit access—EPA Smart Location DatabaseNo transit data
Job density—Census LODESJobs nearby: unknown

Nearby

24 scored Washington ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above list—
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability—
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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