Cheapest ZIPs in Franklin County, TN

No ZIP in Franklin County, TNclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    37318
    Cowan, TN
    $189,964
    HavenScore: 53
  2. 2
    37376
    Sherwood, TN
    $202,542
    HavenScore: 40
  3. 3
    37345
    Huntland, TN
    $229,486
    HavenScore: 55
  4. 4
    37324
    Decherd, TN
    $258,175
    HavenScore: 48
  5. 5
    37306
    Belvidere, TN
    $311,981
    HavenScore: 48
  6. 6
    37330
    Estill Springs, TN
    $319,230
    HavenScore: 53
  7. 7
    37398
    Winchester, TN
    $362,497
    HavenScore: 52
  8. 8
    37375
    Sewanee, TN
    $420,054
    HavenScore: 51

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Franklin County, TN clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Franklin County, TN. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.