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ZIP 37376 · Sherwood, TN · 342 residents · September 2026

Sherwood 37376: the market leans toward sellers.

Conditions tightening in sellers' favor. Typical home value $203K, +8.6% over 12 months.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Leaning seller+40

In Mar 2026: +13

Typical value$203K+8.6% over 12 months · Zillow, Aug 2026
Days on market—No reading this month · Realtor.com
Listings with a price cut—No reading this month · Realtor.com
Fair market rent$1,100/moHUD fair market rent, 2 bedrooms, FY 2026
Active listings—No reading this month · Realtor.com
Sale-to-list100.0%0% sold above list · Redfin, May 2026
HavenScore41of 100

Higher than 13% of scored ZIPs

Affordability15
Growth77
Risk48
Momentum—
Livability41

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026+13
  2. Apr 2026+24
  3. May 2026+33
  4. Jun 2026+28
  5. Jul 2026+38
  6. Aug 2026—no reading on record
  7. Sep 2026+40

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • Sale-to-list 100.0%homes close at asking · Redfin, May 2026

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin, May 2026.

Accelerating: prices +8.6% over the trailing year, with the market leaning toward sellers.

Asking price vs sale price
Typical value (index)$203,181Zillow ZHVI · Aug 2026
Median sale price$349,000Redfin · May 2026
Sale-to-list100.0%Redfin · May 2026
Sold above list0.0%Redfin · May 2026

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown.

Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2022, and how far it moved over each window.

1 year+8.6%
3 years+1.5%
5 years—
10 years—
From peak0.0%

Zillow Home Value Index · ZIP 37376 · monthly, through August 2026

The listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $203,181 in August 2026, which is the latest value. The sharpest 12-month move was −5.8%, ending August 2025.

Zillow's typical home value here, $203K in August 2026, is 30% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved +8.6% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$91K
Middle tier$203K
Top tier$422K
Single-family$203K

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankTennessee rank
1 year+8.6%+8.6%/yrTop 4% nationallyTop 2% in Tennessee
3 years+1.5%+0.5%/yrHigher than 26% nationallyHigher than 22% in Tennessee
Since 2022+2.1%+0.5%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$180K$190K$200K$210K$220K$204K202420252026$180K$190K$200K$210K$220K$204K202420252026
3 months$204K+0.5% · $200K–$209KLow confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value rise 2.0% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$1,512726% of the median household income here ($2,499)
Principal and interest$1,199
Property tax$113
Insurance$85
Mortgage insurance$114

Above the 36% line lenders use for total debt, for a median earner here. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Fair market rent, 2 bedrooms$1,100
vs
Payment on a typical purchase$1,512

Buying costs $412 a month more than the HUD fair market rent for a 2-bedroom here (FY 2026), before tax effects and maintenance.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$2,499Census ACS
Price to income81.3×long-run average 78.2×
Property tax0.67%statutory, state
Insurance—typical premium
Commute43 minmedian, one way
Walkability5 / 20EPA index
Hazard ratingRelatively ModerateFEMA NRI · wildfire 76 · flood 45
Population change−0.5% a year2018–2023, Census ACS
Median year built1974Census ACS
Owner-occupied32%Census ACS

Typical homes cost 81.3× the median household income here, against 4.7× in the median TN ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $2,499 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Moderatescore 57 of 100 · county median 71
Flood45 of 100county median 70
Wildfire76 of 100county median 60
Hurricane46 of 100county median 50

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 8 scored ZIPs in Franklin County.

Housing cost burden
Owners spending over 50% of income0%U.S. median ZIP 5%
Renters spending over 30% of income0%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

15

Growth

77

Risk

48

Momentum

—
Haven
See every input behind the five parts, with its value and source
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Livability

41
Walkability5 / 20EPA Smart Location DatabaseLeast walkable
Transit access—EPA Smart Location DatabaseNo transit data
Job density9 jobs per sq miCensus LODESFew jobs nearby

Nearby

3 scored Tennessee ZIPs within 12 miles; the ones below score within ten points and cost less.

Dots are Tennessee ZIP centers colored by market balance; the ring is 12 miles.

No cheaper ZIP within ten points nearby.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
HUDFair market rent, 2 bedroomsFY 2026
Freddie MacMortgage rateSeptember 2026, monthly average
HavenScoreScore, balance, forecastScored October 1, 2026

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