Cheapest ZIPs in Montgomery County, MD

No ZIP in Montgomery County, MDclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed July 2026.

  1. 1
    20886
    Montgomery Village, MD
    $391,597
    HavenScore: 52
  2. 2
    20874
    Germantown, MD
    $419,786
    HavenScore: 52
  3. 3
    20879
    Gaithersburg, MD
    $447,161
    HavenScore: 49
  4. 4
    20906
    Silver Spring, MD
    $449,825
    HavenScore: 47
  5. 5
    20866
    Burtonsville, MD
    $467,458
    HavenScore: 52
  6. 6
    20877
    Gaithersburg, MD
    $482,481
    HavenScore: 45
  7. 7
    20876
    Germantown, MD
    $485,961
    HavenScore: 47
  8. 8
    20903
    Silver Spring, MD
    $523,917
    HavenScore: 39
  9. 9
    20852
    Rockville, MD
    $538,147
    HavenScore: 51
  10. 10
    20902
    Silver Spring, MD
    $548,507
    HavenScore: 44

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Montgomery County, MD clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Montgomery County, MD. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.

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