Cheapest ZIPs in Santa Clara County, CA

No ZIP in Santa Clara County, CAclears the HavenScore: 60 quality floor this month — in high-cost counties, low prices and strong scores rarely overlap. Below is the affordable end anyway: the county’s most affordable scored ZIPs, ranked by median home value with each ZIP’s score shown. Refreshed September 2026.

  1. 1
    95113
    San Jose, CA
    $637,885
    HavenScore: 47
  2. 2
    95110
    San Jose, CA
    $821,731
    HavenScore: 41
  3. 3
    95116
    San Jose, CA
    $923,392
    HavenScore: 39
  4. 4
    95122
    San Jose, CA
    $972,653
    HavenScore: 39
  5. 5
    95112
    San Jose, CA
    $987,069
    HavenScore: 38
  6. 6
    95134
    San Jose, CA
    $1,038,011
    HavenScore: 44
  7. 7
    95111
    San Jose, CA
    $1,046,956
    HavenScore: 37
  8. 8
    95020
    Gilroy, CA
    $1,051,829
    HavenScore: 41
  9. 9
    95127
    San Jose, CA
    $1,089,427
    HavenScore: 37
  10. 10
    95133
    San Jose, CA
    $1,122,859
    HavenScore: 39

Related pages

Frequently asked questions

Why doesn't this list use the usual quality floor?
Cheapest-ZIPs lists normally include only ZIPs with HavenScore: 60 or above. No ZIP in Santa Clara County, CA clears that floor this month, so this page shows the county's most affordable scored ZIPs instead — with each ZIP's HavenScore shown, so the trade-off stays visible.
How is "most affordable" measured here?
ZIPs are ranked by median home value from lowest to highest across every scored ZIP in Santa Clara County, CA. Because no ZIP clears the quality floor this month, no score filter is applied to this list.
How often is this list updated?
This page refreshes monthly when our pipeline ingests new data from Zillow, Redfin, Census, FHFA, and FRED.