rates

HavenScore coverage of rates stories, pegged to our own ZIP-level data.

30-Year Mortgage Rate Rises to 6.55% in Latest FRED Data

The 30-year fixed mortgage rate rose to 6.55% from 6.49% week-over-week, according to FRED data, as housing costs continue straining household budgets nationwide.

Jul 21, 20262 min read

rates

Fed nominee faces questions as mortgage stress hits extreme levels

As Kevin Warsh faces Senate confirmation hearings for Fed Chair, HavenScore data reveals mortgage payments consuming over 1300% of median income in multiple ZIP codes.

Apr 22, 20263 min read

rates

Mortgage Rates Fall to 6.3% as Geopolitical Tensions Shape Markets

Mortgage rates decreased to 6.30% this week according to Freddie Mac, with ongoing geopolitical conflict driving bond market movements that determine borrowing costs.

Apr 17, 20263 min read

rates

Stable Mid-6% Rates Still Price Out Most Buyers in Rural Markets

While mortgage rates stabilized in the mid-6% range this week, affordability remains severely strained in rural markets where monthly payments can exceed local median incomes.

Apr 16, 20264 min read

rates

Mortgage Rates Drop to 6.30%, But Payment Burdens Remain Extreme

Despite mortgage rates falling to a 4-week low of 6.30%, affordability challenges persist with some markets showing payment-to-income ratios exceeding 1,000%.

Apr 14, 20264 min read

rates

Real Estate Fraud Case Highlights Affordability Crisis Risks

A real estate influencer's prison sentence for a $23M Ponzi scheme highlights how extreme affordability challenges create conditions where desperate buyers become vulnerable to fraud.

Apr 1, 20264 min read