
Mortgage rates: 7.32% in the week to Oct 22, 2026
In the week to October 22, 2026, the 30-year fixed mortgage rate averaged 7.32%, according to Freddie Mac.
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Data-first HavenScore coverage of rates stories.

In the week to October 15, 2026, the 30-year fixed mortgage rate averaged 7.40%, according to Freddie Mac.

The average 30-year fixed mortgage rate was 7.28% in the week to October 1, 2026, according to Freddie Mac.

The 10-Year Treasury yield fell one basis point to 5.17% on September 25, marking a slight decline from the previous day's 5.18%.

The 30-year fixed mortgage rate climbed to 6.95% from 6.76% in the latest week, according to Federal Reserve data.

The 10-Year Treasury yield ticked up to 4.68% on July 30, rising one basis point from the prior day's 4.67% according to Federal Reserve data.

The 30-year fixed mortgage rate rose to 6.55% from 6.49% week-over-week, according to FRED data, as housing costs continue straining household budgets nationwide.

As Kevin Warsh faces Senate confirmation hearings for Fed Chair, HavenScore data reveals mortgage payments consuming over 1300% of median income in multiple ZIP codes.

Mortgage rates decreased to 6.30% this week according to Freddie Mac, with ongoing geopolitical conflict driving bond market movements that determine borrowing costs.

While mortgage rates stabilized in the mid-6% range this week, affordability remains severely strained in rural markets where monthly payments can exceed local median incomes.

Despite mortgage rates falling to a 4-week low of 6.30%, affordability challenges persist with some markets showing payment-to-income ratios exceeding 1,000%.

A real estate influencer's prison sentence for a $23M Ponzi scheme highlights how extreme affordability challenges create conditions where desperate buyers become vulnerable to fraud.