AccessibleUpdated MAR 30, 2026

Atlanta, GA

ZIP 30301· Fulton County· Atlanta-Sandy Springs-Alpharetta, GA· 25,000 residents· Median income $62,000· Leaning Buyer

30301 · Atlanta, GA has a HavenScore of 62 — downside-risk signals are quiet here, which steadies the score.

At the ZIP's typical value, the estimated monthly payment takes 47% of the local median income (Zillow, US Census ACS) and runs $863 a month more than the median rent (Zillow ZORI). The buyer/seller gauge leans narrowly toward buyers, a lean that began this month.

Saved ZIPs on Haven get an email when the score moves 5+ points as monthly data lands, when the market gauge flips between buyers and sellers, when its valuation read moves against the model value, or when distress jumps in a week.

Median price
$380,000
-1.50% past 12 mo
Est. monthly payment
$2,413/ mo
20% down · 30-yr fixed · 6.71% · incl. tax + insurance
62

Top 4% of ZIPs nationally

HavenScore: higher than 95% of scored ZIPs.
HavenScore
Rank

Ranked #617 of 13,130 nationally · #337 of 6,756 mid-size ZIPs

Switch perspective

Buyer view active — Leans harder on affordability and downside risk.

Score inputs below recompute for this view

Affordability
59/100
Growth
43/100
Risk
95/100
Momentum
46/100
Livability
/100

Snapshot

Numbers at a glance, with a year of history under each

Median price
$380,000
down-1.5% 12 mo
Typical home value across the middle tier of homes here — a smoothed Zillow index, steadier than individual sale prices.
Median price: higher than 56% of scored ZIPs.
Median rent
$1,550
up+2.0% 12 mo
Typical monthly rent (Zillow ZORI, with HUD fair-market rent filling in for smaller markets).
Median rent: higher than 30% of scored ZIPs.
Price-to-income
6.1×
Median home value divided by median household income. Under 4× has historically been comfortable; over 5× stretches most budgets.
Price-to-income: higher than 80% of scored ZIPs.
Est. monthly payment
$2,413
At the median value with 20% down, a 30-year fixed at 6.71%, plus property tax and insurance.
Est. monthly payment: higher than 73% of scored ZIPs.
Active listings
780
Homes listed for sale right now (Realtor.com). Rising inventory usually favors buyers; falling inventory favors sellers.
Active listings: higher than 99% of scored ZIPs.
Days on market
45
How long the typical listing sits before going under contract. Shorter means a tighter market; longer means more room to negotiate.
Days on market: higher than 38% of scored ZIPs.
Price cuts
+22.00%
Share of active listings that have lowered their asking price. Rising cuts usually precede softening values.
Median income
$62,000
Median household income here, from the latest US Census American Community Survey.
Population
25,000
Current resident estimate. Growth is a demand tailwind; decline is a structural risk.
Overvaluation
+53.23%
How far today's values sit above the long-run price trend. Positive means stretched; negative means discounted versus trend.
Denial rate
29.4%
Above-average. Share of mortgage applications denied in this ZIP, from the latest CFPB / FFIEC HMDA disclosures.
Lending activity
20,681
originations. Mortgage originations recorded in this ZIP in the most recent HMDA reporting year. Higher counts = more active lending market.
Net migration
+2.1%
net inflow. Net migration as a share of population, from IRS SOI county-to-county migration data. Positive = more people moving in than out.
Income inflow
$78k
average. Average gross income of households moving INTO this ZIP, from IRS SOI data. Higher = ZIP attracting higher-income households.

What drives the score

Five pillars, each scored 0–100

Affordability

59/100

Growth momentum

43/100

Market risk

95/100

Momentum

46/100

Livability

/100
Walkability
1–20 index · June 2021 vintage·EPA Smart Location Database
Transit access
Ranked against every scored ZIP·EPA Smart Location Database
Job density
Jobs per square mile, ranked against every scored ZIP·US Census LODES

See every input behind the pillars, with its value and source

Inside: Affordability: Price-to-income, Property tax rate, Median income · Growth momentum: 12-month price change, 12-month rent change, Population · Market risk: Overvaluation, Active listings, Price cuts · Momentum: Days on market, Buyer / seller gauge, Demand dial

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Market signals

Tailwinds and headwinds right now

Top 6 of 14 signals
Tailwinds1
  • Strong migration inflow
    +2.1% net — people moving in
Headwinds5
  • High price-to-income
    6.1× income — well above the national median
  • Declining prices
    -1.5% year-over-year
  • Heavy new construction
    10.4 permits per 1,000 residents — new supply incoming
  • Potentially overvalued
    53% above historical price-to-income
  • Widespread price cuts
    22% of listings cutting price
Buyer / seller gauge

Market conditions

Leaning Buyer

Conditions are easing in buyers' favor. The score reads more negotiation room than balanced.

-27
Strong buyerBalancedStrong seller

Cycle read. Softening: prices -1.5% over the trailing year, with the market leaning toward buyers.

Asking vs closed
Typical value (index)
$380,000
Zillow ZHVI · Mar 2026
Median sale price
Redfin
Sale-to-list
Redfin
Sold above list
Redfin

The Zillow figure is a smoothed index of typical value, not a list price; the Redfin figures are closed sales for the month shown. Redfin does not publish every ZIP every month; a dash means no closed-sale figure for the latest month.

Trend

Where it's been

Appreciation by window

Zillow ZHVI · rank among scored ZIPs
WindowChangePer yearUS rankGeorgia rank
1 yeardown-1.5%-1.5%/yrHigher than 17% nationallyHigher than 28% in Georgia

The historical reading — which months run highest and lowest here — opens with Haven

Rent, inventory, days on market, Zillow’s market heat, the % view and state and US reference lines open with Haven

Forecast

Where it's heading

The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals; Pro adds 24- and 36-month horizons.

Forecasts are the model’s projection, not a prediction. Actuals will differ.

See the 6- and 12-month price ranges for this ZIP and what moves the forecast

Haven · 14-day free trial · then from $8/mo

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Monthly cost

What you'd owe each month

Est. monthly payment
$2,413/ mo

20% down · 30-yr fixed · 6.71% · tax 0.92%

Principal$264
Interest$1,700
Property tax$291
Insurance$158
Rent vs buy
Median rent
$1,550
/ mo
Own (payment)
$2,413
/ mo
Monthly gap
+$863owning costs more each month

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Payment share of income

47%of the ZIP’s median income at the median value ($2,413/mo against $62,000 · Zillow, Freddie Mac PMMS, US Census ACS). Your own marker appears once you set an income or price in the calculator below.

Price-to-income · ZIP vs state vs US

Median home value ÷ median household income · Zillow ZHVI, US Census ACS · under 4× has historically been comfortable

Run the numbers

Your price, rate, down payment and income

Cost of ownership over time

Cumulative housing cost, interest paid, and equity built · 20% down · ZIP median income $62,000

See the 1-, 5-, and 30-year cost of owning here

Inside: Total housing cost · Interest paid · Principal paid · Equity built

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Equity assumes flat home value; real appreciation could push it higher · Rate 6.71%

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Comparable ZIPs

Same shape, lower entry

ZIPs the score groups near 30301 on Affordability and Growth — sorted by lowest median value. Each tile names what the lower price trades: commute (ACS), walkability band (EPA) and hazard rating (FEMA).

Sources

Every number, traced

Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.

Zillow Research
Home values, rents, inventory, transactions
Realtor.com
Inventory, days on market, price-cut share
Redfin
Sale prices, transaction volume
US Census ACS
Income, population, vacancy, cost burden
Freddie Mac PMMS
Current 30-year fixed mortgage rates
FHFA HPI
Long-term price trends
HUD Small Area FMR
Per-ZIP fair market rents (rural fallback)
BEA & IRS
Personal income growth, net migration
Lending & accessibility
Lending and neighborhood-access signals
Research the restNo crime or school rating here — why. The primary sources:GreatSchoolsNCES School SearchFBI Crime Data Explorer

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