FairUpdated OCT 1, 2026

Alice, TX

ZIP 78332· Jim Wells County· Alice, TX· 27,281 residents· Median income $47,199· Buyer's Market

78332 · Alice, TX has a HavenScore of 50 — growth is the soft spot — population, income, and price trends point the wrong way.

At the ZIP's typical value, the estimated monthly payment takes 29% of the local median income (Zillow, US Census ACS). The buyer/seller gauge leans firmly toward buyers, and has for 7 months. Typical values moved lower over the last 90 days (Zillow ZHVI).

Saved ZIPs on Haven get an email when the score moves 5+ points as monthly data lands, when the market gauge flips between buyers and sellers, when its valuation read moves against the model value, or when distress jumps in a week.

Zillow ZHVI peaked at $183,890 in Sep 2013; the latest value is -25.7% from that peak, 155 months on. Since January 2019 it is -16.4%. The sharpest 12-month move was -10.3%, ending Mar 2022.

Median price
$136,590
-10.16% past 12 mo
Est. monthly payment
$1,139/ mo
20% down · 30-yr fixed · 7.28% · incl. tax + insurance
CompareShare card
51
HavenScore: higher than 48% of scored ZIPs.
▲ +1 / 90d#3/6 in TXBuyer Score
Rank

Ranked #7,348 of 13,130 nationally · #3,866 of 6,756 mid-size ZIPs

Switch perspective

Buyer view active — Leans harder on affordability and downside risk.

Score inputs below recompute for this view

Affordability
59/100
Growth
38/100
Risk
43/100
Momentum
57/100
Livability
42/100
Score · trailing 12 mo
60 → 51
-9 points
30-day
+1
90-day
+1
1-yr
-9

Snapshot

Numbers at a glance, with a year of history under each

Median price
$136,590
down-10.2% 12 mo
Typical home value across the middle tier of homes here — a smoothed Zillow index, steadier than individual sale prices.
Median price: higher than 5% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is $136,590.
Price-to-income
2.9×
Median home value divided by median household income. Under 4× has historically been comfortable; over 5× stretches most budgets.
Price-to-income: higher than 8% of scored ZIPs.
Est. monthly payment
$1,139
At the median value with 20% down, a 30-year fixed at 7.28%, plus property tax and insurance.
Est. monthly payment: higher than 16% of scored ZIPs.
Active listings
78
Homes listed for sale right now (Realtor.com). Rising inventory usually favors buyers; falling inventory favors sellers.
Active listings: higher than 66% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is 78.
Days on market
70
How long the typical listing sits before going under contract. Shorter means a tighter market; longer means more room to negotiate.
Days on market: higher than 74% of scored ZIPs.
Twelve-month trend shown as a sparkline; the newest value is 70.
Price cuts
+15.38%
Share of active listings that have lowered their asking price. Rising cuts usually precede softening values.
Twelve-month trend shown as a sparkline; the newest value is +15.38%.
Median income
$47,199
Median household income here, from the latest US Census American Community Survey.
Population
27,281
Current resident estimate. Growth is a demand tailwind; decline is a structural risk.
Twelve-month trend shown as a sparkline; the newest value is 27,281.
Overvaluation
-16.95%
How far today's values sit above the long-run price trend. Positive means stretched; negative means discounted versus trend.
Vacancy
16.7%
Above-average. Share of housing units that are vacant in this ZIP, from the latest US Census ACS 5-year tables.
Owner-occupied
63%
of homes. Share of occupied housing units owned by their occupants (vs. rented), from the US Census ACS.
Denial rate
41.4%
Above-average. Share of mortgage applications denied in 2024 across this ZIP's county, from CFPB / FFIEC HMDA data.
Lending activity
330
county originations. Mortgages originated in 2024 across this ZIP's county, from CFPB / FFIEC HMDA data. Every ZIP in the county shows the same count. Higher counts mean a more active lending market.
Net migration
+2.7%
net inflow. Households moving into this ZIP's county minus those moving out, as a share of all moves in and out, from IRS SOI county-to-county migration data. Positive means more households moved in than out.
Income inflow
$54k
average. Average adjusted gross income of households moving into this ZIP's county, from IRS SOI migration data. Higher means the county is drawing higher-income households.

Place

What it is like to live here, and what could flood or burn

Place profile
WalkabilityLeast walkable
EPA index 4.7 of 20 · EPA Smart Location Database · Jun 2021 · above 15% of scored ZIPs
Transit accessNo transit data
EPA publishes no stop distance for most block groups
Typical commuteTypical commute
22 minutes one way · US median ZIP 22 · US Census ACS · above 49% of scored ZIPs
Jobs nearbyFew jobs nearby
25 jobs per sq mi · US Census LODES · above 17% of scored ZIPs
Physical riskVery High (FEMA)
FEMA National Risk Index composite · Dec 2025 release · above 4% of scored ZIPs

Bands are each source’s own · tick marks the national median ZIP · not blended into the score

Hazard ledger · FEMA National Risk Index

Tract-level rolled up to ZIP · not a property-level rating · no future-year projection · refreshed annually (Dec 2025 release) · county tick = median of 3 scored ZIPs in Jim Wells County

Housing cost burden · US Census ACS
Owners spending over 50% of income4%
US median ZIP 6%
Renters spending over 30% of income53%
US median ZIP 45%
Pro featurefrom $25/mo

See the warning signs building in this ZIP.

The score's read on falling-market signals: foreclosure starts, price cuts picking up speed, and listings sitting longer.

?? / 100 · 🔒 ProDown 10.2% YoY · Selling below ask · Forecast continuing · Credit tightening
  • Distress score with severity rating
  • Underlying signal breakdown
  • Price trend and forecast context
  • Refreshed monthly
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What drives the score

Five pillars, each scored 0–100

Affordability

59/100

Growth momentum

38/100

Market risk

43/100

Momentum

57/100

Livability

42/100
Walkability
1–20 index · June 2021 vintage·EPA Smart Location Database
4.7
Transit access
Ranked against every scored ZIP·EPA Smart Location Database
—
Job density
Jobs per square mile, ranked against every scored ZIP·US Census LODES
25.2

See every input behind the pillars, with its value and source

Inside: Affordability: Price-to-income, Property tax rate, Median income · Growth momentum: 12-month price change, 12-month rent change, Population · Market risk: Overvaluation, Active listings, Price cuts · Momentum: Days on market, Buyer / seller gauge, Demand dial

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Market signals

Tailwinds and headwinds right now

Top 6 of 14 signals
Tailwinds4
  • Affordable vs. income
    2.9× income — below the national median
  • Strong migration inflow
    +2.7% net — people moving in
  • Limited new supply
    Only 0.1 permits per 1,000 — supply constrained
  • Potentially undervalued
    17% below historical price-to-income
Headwinds2
  • Declining prices
    -10.2% year-over-year
  • Slow-moving market
    70 days on market — homes sitting longer
Buyer / seller gauge

Market conditions

Buyer's Market

Buyers hold the leverage. Concessions and below-asking offers are common.

-49
Strong buyerBalancedStrong seller
Gauge since Mar 2026Buyer's Market now

Cycle read. Softening: prices -10.2% over the trailing year, with the market leaning toward buyers.

Asking vs closed
Typical value (index)
$136,590
Zillow ZHVI · Oct 2026
Median sale price
$163,650
Redfin · Oct 2026
Sale-to-list
93.7%
Redfin · Oct 2026
Sold above list
15.0%
Redfin · Oct 2026

The Zillow figure is a smoothed index of typical value, not a list price; the Redfin figures are closed sales for the month shown.

Momentum check

What's changed in the last 90 days

🔒 Haven
Locked

Median price

——
🔒 Haven
Locked

Inventory

——
🔒 Haven
Locked

Days on market

——
🔒 Haven
Locked

Price cuts

——

Change vs. prior 90 days · arrow shows direction, not whether it’s good or bad

Pulse signals unlock with Haven, plus a one-line market interpretation.

The 90-day numbers behind each tile open with Haven

Trend

Where it's been

Peak
$183,890
Sep 2013
From peak
-25.7%
155 mo ago
Since Jan 2019
-16.4%
Worst 12 mo
-10.3%
to Mar 2022
Best 12 mo
+7.3%
since 2018

Zillow ZHVI peaked at $183,890 in Sep 2013; the latest value is -25.7% from that peak, 155 months on. Since January 2019 it is -16.4%. The sharpest 12-month move was -10.3%, ending Mar 2022.

Cycle position — prices vs the model’s value estimate and the payment’s share of income vs five years ago — opens with Pro

Appreciation by window

Zillow ZHVI · rank among scored ZIPs
WindowChangePer yearUS rankTexas rank
1 yeardown-10.2%-10.2%/yrHigher than 1% nationallyHigher than 1% in Texas
3 yearsdown-18.5%-6.6%/yrHigher than 1% nationallyHigher than 1% in Texas
5 yearsdown-19.8%-4.3%/yrHigher than 1% nationallyHigher than 1% in Texas
10 yearsdown-24.9%-2.8%/yrHigher than 1% nationallyHigher than 1% in Texas
Since 2009down-24.0%-1.6%/yr——

Starter homes vs the top tier

Zillow ZHVI tiers · Aug 2026
Bottom third (starter homes)
$80,866
up+9% 5Yup+24% 10Y
Middle third
$136,590
down-13% 5Ydown-18% 10Y
Top third
$247,815
down-4% 5Yup+5% 10Y

Starter homes here rose 9% in five years while top-tier homes fell 4% (Zillow ZHVI tiers) — the bottom of the market outpaced the top.

The historical reading — which months run highest and lowest here — opens with Haven

Rent, inventory, days on market, Zillow’s market heat, the % view and state and US reference lines open with Haven

Forecast

Where it's heading

The HavenScore Forecast Model (v1) projects this ZIP’s median value at 3-, 6-, and 12-month horizons, with 80% prediction intervals; Pro adds 24- and 36-month horizons.

Price Forecast

3-month projection · 80% range

🔒 Haven
—————
3-month shown  |  6 & 12 months with Haven →
3-month
$143,474
+5.0%
80% range $136.4K–$151.4K
6-month
🔒 Haven
12-month
🔒 Haven

Of the 3-month ranges we published since December 2025, 54% contained the actual price. Track record →

6- and 12-month projections, their 80% ranges, and what moves the forecast unlock with Haven.

Zillow's own published forecast has this ZIP's typical value fall 1.4% over the twelve months from August 2026 (Zillow Home Value Forecast).

Forecasts are the model’s projection, not a prediction. Actuals will differ.

See the 6- and 12-month price ranges for this ZIP and what moves the forecast

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Monthly cost

What you'd owe each month

Est. monthly payment
$1,139/ mo

20% down · 30-yr fixed · 7.28% · tax 1.68%

Principal$85
Interest$663
Property tax$191
Insurance$200
Rent vs buy

Rent data isn’t published for this ZIP, so we can’t compute a rent-vs-buy gap.

Insurance uses the average homeowners premium insurers reported for this ZIP in 2022, $2,396 a year (Treasury Federal Insurance Office).

Payment share of income

29%of the ZIP’s median income at the median value ($1,139/mo against $47,199 · Zillow, Freddie Mac PMMS, US Census ACS). Your own marker appears once you set an income or price in the calculator below.

Price-to-income · ZIP vs state vs US

Median home value ÷ median household income · Zillow ZHVI, US Census ACS · under 4× has historically been comfortable

Run the numbers

Your price, rate, down payment and income

Cost of ownership over time

Cumulative housing cost, interest paid, and equity built · 20% down · ZIP median income $47,199

See the 1-, 5-, and 30-year cost of owning here

Inside: Total housing cost · Interest paid · Principal paid · Equity built

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Equity assumes flat home value; real appreciation could push it higher · Rate 7.28%

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Comparable ZIPs

Same shape, lower entry

ZIPs the score groups near 78332 on Affordability and Growth — sorted by lowest median value. Each tile names what the lower price trades: commute (ACS), walkability band (EPA) and hazard rating (FEMA).

ZIP 79346
Morton
TX
57
  • Saves $79k
  • Similar commute
  • More walkable
  • Similar hazard risk
$57,341-7.97%
ZIP 78341
San Diego
TX
44
  • Saves $74k
  • Similar commute
  • Similar walkability
  • Lower hazard risk
$62,592-18.29%
ZIP 79080
Skellytown
TX
50
  • Saves $73k
  • Longer commute (+6 min)
  • Similar walkability
  • Lower hazard risk
$63,634-13.00%
ZIP 78355
Falfurrias
TX
52
  • Saves $66k
  • Shorter commute (−7 min)
  • Similar walkability
  • Similar hazard risk
$70,694-11.56%

Sources

Every number, traced

Every metric above is sourced from public datasets, normalized against the national ZIP distribution. Home values and rents refresh monthly; demographics refresh annually.

Zillow Research
Home values, rents, inventory, transactions
Realtor.com
Inventory, days on market, price-cut share
Redfin
Sale prices, transaction volume
US Census ACS
Income, population, vacancy, cost burden
Freddie Mac PMMS
Current 30-year fixed mortgage rates
FHFA HPI
Long-term price trends
HUD Small Area FMR
Per-ZIP fair market rents (rural fallback)
BEA & IRS
Personal income growth, net migration
Lending & accessibility
Lending and neighborhood-access signals
Research the restNo crime or school rating here — why. The primary sources:GreatSchools→NCES School Search→FBI Crime Data Explorer→

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