Policy

HUD's proposed rule allowing chassis-free upper floors in manufactured homes could reduce costs by $5,000-$10,000 per unit, potentially expanding affordable housing options.

Florida's property insurance crisis underscores the growing importance of accessible financing for storm-resilient home improvements as climate risks intensify nationwide.

HUD's new construction cost recommendations come as rural markets demonstrate surprising resilience, with some ZIPs posting growth above 14%.

Post-2008 housing reforms fundamentally changed lending practices through qualified mortgage rules and bankruptcy law changes, creating different risk patterns in today's market.

Florida's Infill Redevelopment Act targets idle golf courses for housing development, while data shows some of the strongest market growth is happening in small rural communities.

As California considers emergency housing relief, HavenScore data shows the strongest market growth is happening in small communities that may lack policy advocacy resources.

While coastal cities debate luxury real estate taxes, the strongest market performance is happening in small rural communities across the Midwest and South.