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ZIP 78402 · Corpus Christi, TX · 392 residents · September 2026

Corpus Christi 78402: buyers hold the leverage.

Buyers hold the leverage. Listings sit longer and often close below asking. Typical home value $76K, −26.3% over 12 months; listings take 111 days to sell against 60 in the median U.S. ZIP.

Sources beside every figure · Zillow, August 2026 · Realtor.com, September 2026 · Census ACS 2023 · FEMA NRI

Market balanceSeptember 2026

BuyersSellersEven
Buyer's market−51

In Mar 2026: −74

Typical value$76K−26.3% over 12 months · Zillow, Aug 2026
Days on market111 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut15%U.S. median ZIP 20% · Realtor.com
Typical rent$1,561/moZillow, Aug 2026
Active listings47−20% vs a year ago · Realtor.com
Sale-to-list—No Redfin sales figure for this ZIP
HavenScore60of 100

Higher than 89% of scored ZIPs

Affordability84
Growth47
Risk41
Momentum49
Livability65

Five parts, weighted. How the score works →

The reading

Where the balance sits this month and what moved it.

Month by month, since the gauge began

  1. Mar 2026−74
  2. Apr 2026−58
  3. May 2026−58
  4. Jun 2026−57
  5. Jul 2026−50
  6. Aug 2026—no reading on record
  7. Sep 2026−51

Each block is one month’s reading, −100 (buyers) to +100 (sellers). The series starts in March 2026. A dashed block has no reading on record. How the balance is measured →

What is pulling the needle

  • 111 days on marketslower than the U.S. median ZIP's 60 days
  • 15% of listings cut pricefewer than the U.S. median ZIP's 20%
  • Sale-to-list —No sale-to-list figure for this ZIP
  • 47 active listings−20% vs a year ago

Blue pulls toward buyers, orange toward sellers. Realtor.com, September 2026; Redfin.

Softening: prices −26.3% over the trailing year, with the market leaning toward buyers.

Asking price vs sale price
Typical value (index)$75,593Zillow ZHVI · Aug 2026
Median sale price—Redfin
Sale-to-list—Redfin
Sold above list—Redfin

Zillow's figure is a smoothed index of typical value, not a list price; Redfin's are closed sales for the month shown. A dash means Redfin has no closed-sale figure for the latest month.

Distress

This ZIP's distress reading is high this week.

Signals: prices −26.3% over 12 months · the decline forecast to continue · credit tightening. How distress is measured →

The distress score and its weekly trend are part of Pro.
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Last 90 days

How the typical value and the listings moved over the last three months.

Typical valueHavenMay → Aug · Zillow
Active listingsHavenJun → Sep · Realtor.com
Days on marketHavenJun → Sep · Realtor.com
Listings with a price cutHavenJun → Sep · Realtor.com
The 90-day changes for this ZIP are part of Haven.
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Prices

Typical home value since 2008, and how far it moved over each window.

1 year−26.3%
3 years−41.2%
5 years−18.9%
10 years+18.5%
From peak−41.7%

Zillow Home Value Index · ZIP 78402 · monthly, through August 2026

The rent, listings, days on market and market heat series on this chart are part of Haven.With the % change view and the state and U.S. reference lines.
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Zillow ZHVI peaked at $130,878 in April 2024; the latest value is −42.2% from that peak, 28 months on. Since January 2019 it is +5.8%. The sharpest 12-month move was −28.6%, ending August 2026.

Zillow's typical home value here, $76K in August 2026, is 74% below the median U.S. ZIP's $289K. Over the 12 months to August 2026, Zillow's typical home value moved −26.3% here and +2.8% in the median U.S. ZIP.

Price tiers and bedrooms
Bottom tier$49K
Middle tier$76K
Top tier$224K
Condo$62K

Starter homes here fell 17% in five years while top-tier homes rose 15% (Zillow ZHVI tiers) — the top of the market outpaced the bottom.

Zillow typical values by price tier, home type and bedrooms, August 2026.

How it ranks

Appreciation by window

WindowChangePer yearU.S. rankTexas rank
1 year−26.3%−26.2%/yrHigher than 1% nationallyHigher than 1% in Texas
3 years−41.2%−16.2%/yrHigher than 1% nationallyHigher than 1% in Texas
5 years−18.9%−4.1%/yrHigher than 1% nationallyHigher than 2% in Texas
10 years+18.5%+1.7%/yrHigher than 3% nationallyHigher than 4% in Texas
Since 2008−8.2%−0.5%/yr——

Zillow ZHVI · rank among scored ZIPs

This time of year Haven
The seasonal chart for this ZIP is part of Haven.With the reading of which months run highest and lowest here.
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Cycle position Pro
Where prices sit in the cycle is part of Pro.Prices against the model's value estimate, and the payment's share of income against five years ago.
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Forecast

Where the typical value is likely to be over the next 3 to 12 months, with the range the model has earned, and up to 36 months with Pro.

Last three years, then the forecast band

HavenScore Forecast Model (v1) · run October 1, 2026
$60K$80K$100K$120K$140K$71K202420252026$60K$80K$100K$120K$140K$71K202420252026
3 months$71K−6.7% · $68K–$77KHigh confidence
6 monthsHaven
12 monthsHaven
24 monthsPro
36 monthsPro
The 6- and 12-month ranges are part of Haven.The 3-month reading is free. Haven adds what moves the forecast.
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A forecast is a range, not a promise; the confidence word says how wide it is. How the forecast works →

Of the 3-month ranges we published since December 2025, 54% contained the actual price.

Zillow's own published forecast has this ZIP's typical value fall 3.1% over the twelve months from August 2026 (Zillow Home Value Forecast).

Payment

What a typical home here costs each month, against the typical income.

Monthly payment

$62614% of the median household income here ($53,102)
Principal and interest$446
Property tax$106
Insurance$31
Mortgage insurance$43

Inside the 28% line lenders use for housing costs. Rate is the Freddie Mac average for September 2026; tax is the state's statutory rate.

Insurance is assumed at 0.5% of the home's value a year; Treasury's Federal Insurance Office did not publish a premium for this ZIP.

Typical rent, monthly

The rent history for this ZIP is part of Haven.Monthly since May 2026.
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Typical rent$1,561
vs
Payment on a typical purchase$626

Buying costs $935 a month less than renting here before maintenance and tax effects.

Home value change

Under these assumptions the cumulative cost of owning is at or below renting from the first year.

Price-to-income ladder

Median home value ÷ median household income · Zillow ZHVI, Census ACS · under 4× has historically been comfortable

Owning against renting, year by year Haven
The year-by-year cost of owning against renting is part of Haven.
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Cost of owning over time Haven
The 1-, 5- and 30-year cost of owning here is part of Haven.
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The place

What it costs to own here beyond the price, and what the neighborhood is like.

Median household income$53,102Census ACS
Price to income1.4×long-run average 1.5×
Property tax1.68%statutory, state
Insurance—typical premium
Commute—median, one way
Walkability6 / 20EPA index
Hazard ratingRelatively HighFEMA NRI · wildfire 81 · flood 93
Population change+13.9% a year2018–2023, Census ACS
Median year built1980Census ACS
Owner-occupied72%Census ACS

Typical homes cost 1.4× the median household income here, against 3.7× in the median TX ZIP and 4.3× in the median U.S. ZIP (Zillow, August 2026; Census ACS 2023). Median household income is $53,102 here, against $71,388 in the median U.S. ZIP (Census ACS 2023).

Hazard ledger
Overall riskRelatively Highscore 91 of 100 · county median 83
Flood93 of 100county median 71
Wildfire81 of 100county median 60
Hurricane98 of 100county median 96

FEMA National Risk Index, December 2025 release, refreshed annually · tract-level rolled up to ZIP · not a property-level rating · no future-year projection · the tick is the median of 19 scored ZIPs in Nueces County.

Everyday prices

Everyday prices in the Corpus Christi metro run 7% below the U.S. average (BEA Regional Price Parities, 2024).

Rents in the index run 15% below the U.S. average.

$75,000 at U.S.-average prices buys what $69,500 buys here.

Metro-level index, U.S. = 100 · 2024 · the Corpus Christi metro, not this ZIP alone.

Housing cost burden
Owners spending over 50% of income13%U.S. median ZIP 5%
Renters spending over 30% of income100%U.S. median ZIP 39%

Census ACS 2023 five-year estimates · the tick is the U.S. median ZIP.

Behind the score

The inputs behind each of the five parts, against the U.S. median ZIP.

Affordability

84

Growth

47

Risk

41

Momentum

49
Haven
See every input behind the five parts, with its value and source
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Livability

65
Walkability6 / 20EPA Smart Location DatabaseBelow-average walkability
Transit access0.4 miEPA Smart Location DatabaseStop within a 10-minute walk
Job density502 jobs per sq miCensus LODESModerate employment nearby

Nearby

14 scored Texas ZIPs within 12 miles; the ones below score within ten points and cost less.

Sources and freshness

Every figure on this page, where it came from and when.

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ZillowHome values, rents, price tiersAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above list—
Census ACSIncome, commute, population, housing stock2023 five-year
FEMA National Risk IndexHazard ratingsDecember 2025 release
EPAWalkability2021
Freddie MacMortgage rateSeptember 2026, monthly average
BEAEveryday prices (Regional Price Parities)2024
HavenScoreScore, balance, forecastScored October 1, 2026

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