Pensacola, FL · 10 scored ZIPs · September 2026
Pensacola, FL: the market leans toward buyers.
Conditions easing in buyers' favor. That is the population-weighted reading across 10 scored ZIPs in Pensacola, FL. Typical home value $270K, +1.5% over 12 months on average; listings take 66 days to sell against 60 in the median U.S. ZIP.
Pensacola, FL10 scored ZIPs
Leaning buyer−39
Typical value$270K+1.5% over 12 months, average · Zillow, Aug 2026
Days on market66 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut25%U.S. median ZIP 20% · Realtor.com
Typical rent$1,667/mo+2.7% over 12 months, average · Zillow, Aug 2026
Active listings1,410Across 10 ZIPs · Realtor.com
Sale-to-list97.3%16% sold above list, average · Redfin, May 2026
HavenScore55of 100
Average of 10 scored ZIPs, weighted by population · the median U.S. ZIP scores 50
Affordability56
Growth53
Risk44
Momentum63
Livability66
Five parts, weighted. How the score works →
Every ZIP
10 scored ZIPs, each with its own balance and HavenScore, highest score first.
| ZIP | Balance | HavenScore | Typical value | 1-year change |
|---|---|---|---|---|
| 32505Pensacola | Buyer's market −44 | 57 | $146K | −0.2% |
| 32514Pensacola | Buyer's market −42 | 57 | $261K | +2.1% |
| 32503Pensacola | Leaning buyer −40 | 56 | $296K | +2.2% |
| 32504Pensacola | Leaning buyer −25 | 56 | $271K | +1.9% |
| 32526Pensacola | Leaning buyer −38 | 56 | $281K | +1.7% |
| 32506Pensacola | Leaning buyer −33 | 54 | $246K | +2.5% |
| 32534Pensacola | Leaning buyer −36 | 54 | $238K | 0.0% |
| 32502PensacolaFewer than 5,000 residents | Leaning buyer −40 | 51 | $337K | −1.1% |
| 32507Pensacola | Buyer's market −47 | 49 | $379K | +0.9% |
| 32501Pensacola | Buyer's market −49 | 47 | $265K | +0.4% |
Market report
What the latest figures say about Pensacola.
In Pensacola, typical home values rose by an average of 1.5% over the year to August 2026, weighted by population across its 10 scored ZIPs (based on Zillow ZIP-level data).
Figures for a city or a state are averages across its scored ZIP codes, weighted by population, so each ZIP counts in proportion to its residents. Where only some ZIPs report a figure, the sentence names how many.
In August 2026, the average typical home value in Pensacola was $270K, weighted by population across its 10 scored ZIPs (based on Zillow ZIP-level data).
Over the year to August 2026, Pensacola posted the 4th-largest average gain in typical home values among the 75 Florida cities we cover, weighted by population (based on Zillow ZIP-level data).
A city's rank compares its average with those of the other cities in its state that have at least three scored ZIP codes, the cities with a page on HavenScore.
In September 2026, the average HavenScore balance in Pensacola was −39, in our Leaning buyer band, weighted by population across its 10 scored ZIPs.
The HavenScore balance reads signals such as inventory, time on market and the share of listings with a price cut on one scale, from buyers at one end to sellers at the other. A reading below zero favors buyers, and one above zero favors sellers.
How fast homes are selling
In September 2026, the ZIP-level median time on market in Pensacola averaged 66 days, weighted by population across its 10 scored ZIPs, against 60 days for the median U.S. ZIP (based on Realtor.com ZIP-level data).
Days on market here is each ZIP code's median number of days a Realtor.com listing spends on the market, from the day it is listed until it closes or is withdrawn, averaged across the place's ZIP codes.
In September 2026, an average of 25% of listings in Pensacola had a price cut, weighted by population across its 10 scored ZIPs, against 20% for the median U.S. ZIP (based on Realtor.com ZIP-level data). Summed across the 10 ZIPs in Pensacola that report them, active listings came to 1,410 in September 2026, according to Realtor.com.
How to read these figures
Each figure names its own month: Zillow's home values and Realtor.com's listings data publish on their own schedules, so the two can sit a month apart. A figure describes that month, not the day this page was updated.
On the map
The 10 scored ZIPs, colored by market balance. Faded dots are nearby ZIPs not in this list.
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BuyersEvenSellers
One dot is one ZIP code; click a dot to open its page. Blue leans toward buyers, orange toward sellers.
Questions about Pensacola
Answers from the latest figures, each with its month.
Is Pensacola a buyer's market?
As of September 2026, Pensacola sits in our Leaning buyer band, with an average HavenScore balance of −39 on a scale from −100 (buyers) to +100 (sellers), weighted by population across its 10 scored ZIPs.
Are home values falling in Pensacola?
As of August 2026, typical home values in Pensacola had risen by an average of 1.5% over the previous 12 months, weighted by population across its 10 scored ZIPs (based on Zillow ZIP-level data).
How long do homes take to sell in Pensacola?
As of September 2026, the ZIP-level median time on market in Pensacola averaged 66 days, weighted by population across its 10 scored ZIPs, against 60 days for the median U.S. ZIP (based on Realtor.com ZIP-level data).
What does a typical home cost in Pensacola?
As of August 2026, the average typical home value in Pensacola was $270K, weighted by population across its 10 scored ZIPs (based on Zillow ZIP-level data).
Nearby cities
The nearest cities in Florida with three or more scored ZIPs, then the largest of the rest.
- Panama City Beach89 mi · 3 ZIPs
- Panama City101 mi · 3 ZIPs
- Tallahassee179 mi · 10 ZIPs
- Lake City277 mi · 3 ZIPs
- Gainesville299 mi · 9 ZIPs
- Dunnellon304 mi · 4 ZIPs
More cities in Florida
- Miami30 ZIPs
- Jacksonville29 ZIPs
- Orlando26 ZIPs
- Tampa21 ZIPs
- Naples15 ZIPs
- Saint Petersburg12 ZIPs
- Sarasota12 ZIPs
- Ocala11 ZIPs
- Fort Myers10 ZIPs
- Lakeland10 ZIPs
- Boca Raton9 ZIPs
- Clearwater9 ZIPs
Distance is straight-line, between the average position of each city’s scored ZIPs. All 75 cities in Florida →
Sources and freshness
Every figure on this page, where it came from and when.
ZillowHome values, rentsAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
HavenScoreScore, balanceScored October 1, 2026
Figures are population-weighted averages of the scored ZIPs listed above.