McKinney, TX · 4 scored ZIPs · September 2026
McKinney, TX: buyers hold the leverage.
Buyers hold the leverage. Listings sit longer and often close below asking. That is the population-weighted reading across 4 scored ZIPs in McKinney, TX. Typical home value $470K, −5.4% over 12 months on average; listings take 64 days to sell against 60 in the median U.S. ZIP.
McKinney, TX4 scored ZIPs
Buyer's market−53
Typical value$470K−5.4% over 12 months, average · Zillow, Aug 2026
Days on market64 daysU.S. median ZIP 60 days · Realtor.com
Listings with a price cut37%U.S. median ZIP 20% · Realtor.com
Typical rent$1,927/mo−1.1% over 12 months, average · Zillow, Aug 2026
Active listings1,015Across 4 ZIPs · Realtor.com
Sale-to-list97.8%14% sold above list, average · Redfin, May 2026
HavenScore53of 100
Average of 4 scored ZIPs, weighted by population · the median U.S. ZIP scores 50
Affordability45
Growth49
Risk60
Momentum56
Livability71
Five parts, weighted. How the score works →
Every ZIP
4 scored ZIPs, each with its own balance and HavenScore, highest score first.
Market report
What the latest figures say about McKinney.
In McKinney, typical home values fell by an average of 5.4% over the year to August 2026, weighted by population across its 4 scored ZIPs (based on Zillow ZIP-level data).
Figures for a city or a state are averages across its scored ZIP codes, weighted by population, so each ZIP counts in proportion to its residents. Where only some ZIPs report a figure, the sentence names how many.
In August 2026, the average typical home value in McKinney was $470K, weighted by population across its 4 scored ZIPs (based on Zillow ZIP-level data).
Over the year to August 2026, McKinney posted the 3rd-largest average drop in typical home values among the 55 Texas cities we cover, weighted by population (based on Zillow ZIP-level data).
A city's rank compares its average with those of the other cities in its state that have at least three scored ZIP codes, the cities with a page on HavenScore.
In September 2026, McKinney sat in our Buyer's market band, with an average HavenScore balance of −53, weighted by population across its 4 scored ZIPs.
The HavenScore balance reads signals such as inventory, time on market and the share of listings with a price cut on one scale, from buyers at one end to sellers at the other. A reading below zero favors buyers, and one above zero favors sellers.
How fast homes are selling
In McKinney, the ZIP-level median time on market averaged 64 days in September 2026, weighted by population across its 4 scored ZIPs, against 60 days for the median U.S. ZIP (based on Realtor.com ZIP-level data).
Days on market here is each ZIP code's median number of days a Realtor.com listing spends on the market, from the day it is listed until it closes or is withdrawn, averaged across the place's ZIP codes.
In McKinney, the share of listings with a price cut averaged 37% in September 2026, weighted by population across its 4 scored ZIPs; for the median U.S. ZIP it was 20% (based on Realtor.com ZIP-level data). Summed across the 4 ZIPs in McKinney that report them, active listings came to 1,015 in September 2026, according to Realtor.com.
How to read these figures
Each figure names its own month: Zillow's home values and Realtor.com's listings data publish on their own schedules, so the two can sit a month apart. A figure describes that month, not the day this page was updated.
On the map
The 4 scored ZIPs, colored by market balance. Faded dots are nearby ZIPs not in this list.
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BuyersEvenSellers
One dot is one ZIP code; click a dot to open its page. Blue leans toward buyers, orange toward sellers.
Questions about McKinney
Answers from the latest figures, each with its month.
Is McKinney a buyer's market?
As of September 2026, McKinney sits in our Buyer's market band, with an average HavenScore balance of −53 on a scale from −100 (buyers) to +100 (sellers), weighted by population across its 4 scored ZIPs.
Are home values falling in McKinney?
As of August 2026, typical home values in McKinney had fallen by an average of 5.4% over the previous 12 months, weighted by population across its 4 scored ZIPs (based on Zillow ZIP-level data).
How long do homes take to sell in McKinney?
As of September 2026, the ZIP-level median time on market in McKinney averaged 64 days, weighted by population across its 4 scored ZIPs, against 60 days for the median U.S. ZIP (based on Realtor.com ZIP-level data).
What does a typical home cost in McKinney?
As of August 2026, the average typical home value in McKinney was $470K, weighted by population across its 4 scored ZIPs (based on Zillow ZIP-level data).
Nearby cities
The nearest cities in Texas with three or more scored ZIPs, then the largest of the rest.
- Plano11 mi · 6 ZIPs
- Frisco11 mi · 4 ZIPs
- Richardson15 mi · 3 ZIPs
- Carrollton18 mi · 3 ZIPs
- Garland20 mi · 5 ZIPs
- Denton27 mi · 5 ZIPs
More cities in Texas
- Houston97 ZIPs
- San Antonio56 ZIPs
- Austin42 ZIPs
- Dallas40 ZIPs
- Fort Worth26 ZIPs
- El Paso20 ZIPs
- Corpus Christi16 ZIPs
- Lubbock14 ZIPs
- Amarillo13 ZIPs
- Arlington13 ZIPs
- Tyler9 ZIPs
- Beaumont8 ZIPs
Distance is straight-line, between the average position of each city’s scored ZIPs. All 55 cities in Texas →
Sources and freshness
Every figure on this page, where it came from and when.
ZillowHome values, rentsAugust 2026
Realtor.comListings, days on market, price cutsSeptember 2026
RedfinSale-to-list, sold above listMay 2026
HavenScoreScore, balanceScored October 1, 2026
Figures are population-weighted averages of the scored ZIPs listed above.